How to beat normal savings by trading interest for air miles

Virgin Money has reissued its one-year fixed savings account, offering Flying Club air miles instead of cash interest. While it's not for everyone, work it right and you could be flying high on future trips.

If you’ve a piggybank or coin jar, watch out – your £1 coins will soon be unspendable

Are you a coin hoarder? If so, this is a huge warning. Empty your piggybanks, upend your coin jars, scrabble behind the sofa and get all your pound coins together – then spend or save ’em before 15 October.