If you click a link with an * to go through to a provider, we may get paid. This usually only happens if you get a product from it. This is what funds our team of journalists, and keeps us free to use. Yet there are two crucial things you need to know about this.
- This never impacts our editorial recommendations – if it's in, it's in there because we independently rate it best.
- You'll always get as good a deal (or better) than if you went direct.
For a more detailed explanation see How MSE is financed.
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Emergency Services and NHS workers, can register for a Blue Light Card to receive discounts for online and high street retailers. Check more info to see if your service is included.
It costs £4.99 for a two-year membership - well worth it if you think you'll save over £5 during this time. See full T&Cs.
Unfortunately, you can't see which other offers are available until you've signed up, but in the past we've spotted offers such as 10% off at Iceland, 10% off at Starbucks, 20% off Superdry, 30% off yoga classes, and discounts at several popular restaurants.
If you have a Blue Light Card, don't just assume it'll give you the best discounts - always compare offers to check you're getting the best deal. -
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If you're looking for ways to help improve your health and fitness, you can download the free NHS fitness app Active 10.
The free app (downloadable for Apple/iOS and Android) is designed to fit easily into your daily routine by monitoring how much you walk. Unlike other fitness apps that measure steps, Active 10's intended to get you doing regular 10-minute long brisk walks - ie, walking at a faster pace than usual to get your heart pumping, making you slightly out of breath.So, we reckon this is aimed more at people who currently aren’t getting a lot of exercise, rather than people who already do a lot to keep fit.
The NHS app says that regular 10-minute brisk walks can benefit your short-term and long-term health, eg, help those with lower back pain and high blood pressure, and reduce your risk of heart disease and type two diabetes.
Looking for more MoneySaving ways to stay fit and healthy? See our articles on cheap medicine, gym membership, and St John Ambulance's free first aid app to find out if you can make any healthy savings.
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Use the Money Mantras
Before spending, use Martin’s Mantras. If you answer 'NO' to any, then don't buy!
Then ask:
- Do I need it?
- Can I afford it?
- Have you checked prices elsewhere?
Then ask:
- Will I use it?
- Is it worth it?
Free protection for all shopping!
There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.
And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.
What the * means above
If a link has an * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site. It's worth noting this means the third party used may be named on any credit agreements.
You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How this site is financed.
Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com:
9 June 2021
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Martin's 10 financial quirks
Incl how to make £100s
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Warning. Check card contact details
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40+ supermarket coupons
Incl free nappies
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Boots tricks
Eg, £43 of No7 for £10
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Mobile firms slash prices
Incl cheapest EVER 5GB Sim & iPhones
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5th self-employment grant update
Govt puts out new info
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Theme park 2for1s
They're back
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Energy bills set to rocket for millions later this year as experts predict £100+/yr price cap rise – check if you can beat hikes by switching
11 June 2021![]()
Around 11 million households on standard energy tariffs are likely to see huge price rises this winter, with industry experts Cornwall Insight predicting an increase of more than £100/yr to regulator Ofgem's price cap. But many can beat the hikes and save £100s by switching now. -
Monzo users double charged at Tesco after technical error - but you can reverse the transaction
11 June 2021![]()
Monzo users shopping at Tesco stores across the country may have been charged twice after a "technical error". Tesco says it is investigating and adds that it aims to reverse duplicate transactions within a day. Affected Monzo customers can also reverse payments via its banking app. Here's what you need to know. -
Nationwide hit by ISA backlog leaving some waiting months for savings to be transferred
10 June 2021![]()
Thousands of savers hoping to transfer to Nationwide's 'Member Exclusive Fixed Rate ISA' are facing delays, with some waiting as long as three months. It comes after the building society was inundated with requests for the new account, which was a MoneySavingExpert.com best buy at the time of its launch in March. -
Thousands of Lifetime ISA bonus payments delayed ahead of stamp duty deadline after HMRC technical error
9 June 2021![]()
Thousands of Lifetime ISA savers have had their 25% bonus payments delayed by over a week after a HMRC "technical error". It means some first-time buyers looking to purchase a home before the stamp duty holiday ends this month could be left as much as £1,000 out of pocket, MoneySavingExpert.com can reveal. -
Furniture Village customer? Here's the latest on orders and shoppers' details after it was hit by a cyber attack
9 June 2021![]()
Customers are facing delays as Furniture Village orders have been disrupted after it was hit by a cyber attack. Orders are now being rescheduled but shoppers should consider changing online passwords and remaining alert for suspicious activity as it's unclear if personal information is at risk.
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Martin Lewis VIDEO: Should you pay off your Plan 1 student loan?
18 May 2021![]()
If you started university between 1998 and 2012, or since then in Scotland and Northern Ireland, you'll have a Plan 1 student loan. While much is written about whether those with savings should overpay the current English Plan 2 student loans, there's little out there about Plan 1. I wanted to change that, so here's a video explaining how to decide...
Clever ways to calculate your finances
