Balance transfers

Yesterday we learnt inflation's hit 0% for the second month running – so little surprise, borrowing costs are hitting all–time lows.

NatWest and RBS have axed their credit cards with introductory 0% rates, replacing them with a new deal which charges 6.9% representative APR on transferred balances and spending. But you can get other cards which charge less.

NatWest, RBS and Ulster Bank are banning introductory bonus rates to get back to basics with simpler products. But MoneySavingExpert.com creator Martin Lewis says the move could result in even lower returns and less certainty for savers.

Credit card users looking for a new balance transfer card should consider Nationwide's game-changing new deal, which launched today. It gives 0% on transferred debts for 26 months with only a 0.75% fee.

Sports fans and gym-goers with a Barclaycard Football credit card will have their last chance to pick up 0% interest for life on season tickets and gym memberships over the next two months before the plastic gets an early bath.

Halifax has launched what is believed to be the first ever 'rate for risk' 0% deal. While long term credit cards APRs normally vary with successful applicants' credit scores, until now 0% deals were fixed for all. It's feared if more firms go this way, it could set a worrying precedent for borrowers.

An interest-free balance transfer credit card from Virgin Money launches today, which can be cheaper than the longest 0% deal.

Barclaycard has launched the longest-ever interest-free balance transfer deal as it strikes back in the credit card debt war.

Barclaycard will launch the longest-ever standard 0% balance transfer credit card later today.