You needn't get new credit cards to cut your interest. The shuffle is a way to more efficiently use existing credit, reducing interest costs by up to 70% and protecting your credit score
Sign up for a freebie credit card and spend a set amount then cancel. Freebies include £90 vouchers, BMI biz class flights, retailer discounts and more
This step-by-step checklist includes how to get cheaper credit, whether you can reclaim charges, get free grants & how to budget + full details of non-profit counselling services