Switch your Gran! Help older friends & relatives save £100s on energy

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It's an outrage many older people who have lower incomes and the greatest need for warm homes often pay the highest rates for their energy. Well, we can't change the system (yet), but if you've a trusting relationship and want to help, here's how...

Please note: We're assuming that if you're reading this you're online and want to help your gran offline - so throughout we use 'them' instead of 'you'.

Step 1. Do a comparison with your gran

Use a comparison site (preferably with them there) to check their cheapest tariff. There's no single cheapest provider; it depends on where they live and how much energy they use, so it's vital to do a comparison.

For the most accurate comparison you should have their bills in front of you so you've got exact usage figures. But it can be done without, based on estimates of house size.

It's also possible to call comparison sites - we've included the numbers below - but it can mean you miss out on some offers. To get the cheapest deals, you'll still need to be online.

Switch and get added cashback

  • Overall top comparison service: £15 cashback per switch

    Our top pick, based on historical reliability, feedback and research, is Energyhelpline*, which pays £15 cashback (once) per switch, whether separate gas & electricity or dual fuel.

    Call: 0800 074 0745 (mention 'MSE' to get cashback). Cashback: Sent by BACS or post, so no web access needed.

  • Alternative top picks for freebies: £30 cash, £40 wine

    For a dual fuel switch, which means getting gas and electricity from the same provider, you can get bigger freebies (one per household). Don't assume dual fuel is always cheapest. Check whether getting separate gas & electricity can undercut it, as it often can.

    £30 cashback: MoneySupermarket*
    Call: 0800 177 7861 (mention 'MSE' to get cashback). Cashback: Sent by post, so no web access needed
    Crate of wine (worth c.£40): uSwitch*
    Call: 0800 404 7895 (no wine if switching by phone).

Once you've found the cheapest supplier either switch online for them or see below for cheap tariffs you can get over the phone. All of the above give the same cashback for prepaid meter users switching too.

They'll get cashback two or three months after the new supplier is connected

Step 2: Check if it's an online tariff

Some of the cheapest tariffs are ‘online tariffs’. Despite the name, in actual fact you can often access them offline. Check when you do the comparison if you can get bills posted and give meter readings over the phone.

If it is an online tariff most suppliers require an email address to set up an account. If your ‘gran’ doesn’t have one, sign her up to a free Gmail, Hotmail or Yahoo account.

They can either access bills themselves with your help, or you can monitor and print it out for them. You may need to do this for every quarterly bill (four per year) so if they absolutely can't go online do consider this commitment (and see step 4 for alternatives).

Can you access online tariffs offline?
Tariff name Free paper billing? Free account notifications Online meter readings? Can you sign up over the phone?
Sainsbury's Price Check Jan 2014
Yes
Post
You can ring
Yes
First Utility iSave v14
No, £12/year
Via email
You can ring
Yes
Co-op Energy Pioneer
Yes
Via post or email
You can ring
Yes
Npower Energy Online April 2014
No
Via email
You can ring
Yes
First Utility iSave Fixed v6
No, £12/year
Via email
You can ring
Yes
Ovo new Energy Fixed
No £20/year
Via email
You can ring
Yes

Step 3: Set up a direct debit

A monthly direct debit is usually 10% cheaper than any other way of paying.

Therefore, it's generally the right MoneySaving option (see the Gas & Electricity guide), so get them to set up the account to pay this way if possible.

You'll also need to provide regular meter readings to help ensure your direct debit is accurate. Virtually all suppliers allow you to do this over the phone.

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What the * means above

If a link has a * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment to the site. It's worth noting this means the third party used may be named on any credit agreements.

You shouldn’t notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

Duplicate links of the * links above for the sake of transparency, but this version doesn't help MoneySavingExpert.com: Energyhelpline, Moneysupermarket, SimplySwitch, Uswitch

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