Fitness tracker

Walking has great value – not just to your health, or to the environment, but also monetary value. This is because there's a plethora of free apps (or ones you can use if you have certain health/life insurance plans) that effectively pay you to walk. As one of the big apps is now available to more users, and another has recently worsened its free option, we've updated our analysis.

Getting something totally free is likely to get a true MoneySaver's heart pumping faster than any cardio workout ever could. But, if that's not enough, I've rounded up 20+ ways you can exercise and get fit without spending a penny, both outdoors and at home.

Fitness trackers and smartwatches have become popular accessories over the last few years – Martin himself uses a tracker to tally his average 25,437 steps a day. These days, they’re a lot more than a posh pedometer, but with increasing features have come increasing price tags – with some costing up to £280.