January

As a cat lover living in a sixth-floor flat in London, getting a cat full-time never seemed fair – especially as I like to travel occasionally. I thought I was doomed to live a miserable, cat-less existence... until I started researching dog fostering for our MoneySaving for dog owners guide, and discovered the RSPCA needed cat fosterers too.

Audible has made the world of audiobooks accessible – yet buying one-off titles can be costly, sometimes £30+. If you're devouring several a month while spending time at home during the current lockdown, the cost can soon stack up.

Before I had a baby I was unrivalled in my money idiocy. I'd never switched hairdressers let alone bank accounts, and the only thing I'd ever saved was room for dessert. But as soon as I gave birth to my daughter, I knew I had to change. My new job was to do my utmost to give this tiny human the best possible start in our big scary world. And as a Londoner, there is little scarier than the prospect of housing.