Gin, gee-gees & groceries – this week's MSE Forum highlights
It's the (pinch, punch) first of the month, and the MSE Forum is abuzz with aspirational thinking – there are new MoneySaving challenges beginning, so hop aboard if you could do with a community-supported money makeover. More on these below, plus other highlights from this week.
A few of this week's top threads
We're always scouring the MSE Forum for useful, interesting or cheering threads. A few that caught our eye this week:
- Do you teach your kids about pensions?
- I've hired an architect but I don't think they are being imaginative enough
- Where can I buy rooting powder for plant cuttings, or is it possible to make my own?
- My horse ran up a £2k vet bill. Later she smashed my mobile. I paid for both on a credit card, interest-free till December. Should I prioritise clearing my debt, focus on saving and paying off the debt, or just save like crazy until December?
An MSE Forumite is learning how costly it is to have a clumsy horse
- I've worked out I can save 43p a day by following the 'if it's yellow, let it mellow…' rule
- The council's taking action against us for the 'incongruous' fence installed by previous owners
- Is it OK to take something someone has left at a recycling centre?
- My partner drove into our wall and knocked part of it down. Should we claim through our car insurance or our home insurance?
- What does £1 get you in your town?
Meet one of our Ambassadors
Simply put, we would not be able to keep the MSE Forum running smoothly without the assistance of our volunteer Ambassadors. They're experienced, knowledgeable members of the community, and each of them takes particular care of a select few boards.
This week, we'd like to introduce you to sarah1972, who focusses on the Competitions Time, Shopping & Freebies and Employment, Jobseeking & Training boards.
It's great to have been involved with such a great site for so many years – it's a one-stop shop for tips, tricks, support and of course MoneySaving!
New month, new challenge
New challenges are springing up across the MSE Forum to ring in the start of a new month. If you need to give your finances a little TLC, you might like to join in and benefit from the support and accountability of the community.
July Grocery Challenge
Work out your budget for the month and stick to it.
Challenge to make an extra £10 a day July 2022
Glean inspiration and support as you work to boost your income by a tenner.
NST July 2022: A Turtle Triathlon
A recurring challenge from the Debt-free Wannabe Challenges board, this month is about getting financially hardcore and battling July like it's a triathlon.
Photo of the week
Looking out of their window, MSE Forumite longleggedhair noticed his suburban neighbours had acquired two (very noisy) sheep. Cue a deluge of baaa-rmy sheep puns in the comments.
Please note: We love seeing your photos in the MSE Forum, but if you're uploading one, make sure it doesn't include any personally-identifiable information such as your face or address.
Money Moral Dilemma
Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.
Do I need to keep chasing someone I owe £1,000 to?
I'm self-employed, and when I have too much work on, I subcontract it. Several months ago, I subcontracted £1,000 of work to a supplier I've been using for years. A month later, when I requested an invoice so I could pay up, I was told it'd be sent as soon as possible. Another month later, I requested it again and was told it would be sent that evening. A further two months on, I've heard nothing. I'm willing to pay, but need the invoice for my accounts. Is it my responsibility to keep chasing it or should I let it go?
You can find out what our MSE Forumites think and add your own two cents on the Money Moral Dilemma discussion thread. Remember the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every Money Moral Dilemma.
Got a Money Moral Dilemma of your own? Email us at MMD@moneysavingexpert.com and it could be featured.
Latest comping wins
One of the most frequented boards, Competitions Time, is where compers come to find and share competitions. There are countless success stories, but here is a picture of one of the most recent. MSE Forumite klee1505 won a gin hamper.
Let the weekend be-GIN
Your two cents
Amazon Prime Day falls on Tuesday 12 and Wednesday 13 July this year. Will you be keeping an eye out for a particular item(s), or do you tend to steer clear of the yearly sales event? Let us know your thoughts in the Prime Day thread.
If you're not a member yet, it's easy to register for the MSE Forum.