Decorating, demystifying pensions and DAB radios – this week's MSE Forum highlights

With interest rates in the news, threads about mortgages and savings have been some of the busiest on the MSE Forum this week. 

Check out our Mortages & endowments and Savings & investments boards to see what Forumites make of this week's rate rise, and ask your own questions about how it will affect you.

Not a member yet? Here's how to register for the MSE Forum.

New to wallpapering: what does our Forumite need to know?

Photo of the week

Forumites on our Greenfingered MoneySaving board have been sharing photos of their roses. Twopenny paid a couple of quid for the plant in the picture.

Please note: We love seeing your photos in the MSE Forum, but if you're uploading one, make sure it doesn't include any personally-identifiable information such as your face or address.

Money Moral Dilemma

Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.

Should I keep the refund I was sent in error for my damaged barbecue?

I ordered a £400 barbecue from a supermarket chain. Unfortunately, it was delivered slightly damaged, but it was only superficial, so I didn't give any thought to returning it. Two weeks later, I received an email from the supermarket, apologising for the item not being right and saying I'd be refunded. I dismissed it as an admin error, yet a few days later I received the refund. Should I offer to pay the money back or, as I didn't complain about the damage, see it as karma and keep it?

You can find out what our MSE Forumites think and add your own two cents on the Money Moral Dilemma discussion thread. Heed the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every dilemma.

Got a Money Moral Dilemma of your own? Email us at and it could be featured.

Latest comping wins

We've heard about some excellent wins on the Competitions Time board this week, including Lavender13's short break in Bournemouth and an unexpected £500 cheque for Blairs.

One Forumite enjoyed a hotel stay in beautiful Bournemouth

Your two cents

Baffled by pension jargon? Forumites are putting together a glossary - can you suggest a term to demystify, or offer a useful definition?  

We've also launched a new board all about topping up your state pension as so many people have come to the Forum with queries about making voluntary National Insurance contributions. The good news is that if you're in the eligible age range, you've now got until 2025 to put things in order.

If you're not a member yet, it's easy to register for the MSE Forum