Save up to 80% on Valentine's Day cards and presents by swapping shop

As The Beatles sang, money can't buy me love... but it can buy Valentine's Day cards and presents if that's your thing. Yet even if you've chosen to give gifts or cards this year, why pay more than you have to? Will you dare to 'downshift' your Valentine, or do you think that idea sounds s-cupid?

Fancy chocs with Heinz ketchup were £20 at Fortnum & Mason – so I made my own for £3ish

With Valentine's Day on the way, love is in the air, and so is the pressure to overspend on flowers and chocolate. So when I spotted ultra-posh department store Fortnum & Mason selling boxes of nine chocolate truffles for £20, I set about trying to make my own. Oh, and did I mention they have KETCHUP in them...