Signs, savings & strange smells – this week's MSE Forum highlights

Scoop up a hot bowl of MSE Forum highlights and get comfy.

Success of the week

This success came in slightly too late to make last week's highlights blog, so we're celebrating it this week instead. Bravo to Irvette, who managed to boost their pension forecast by about £2,500 a year. Here's what they posted on the Pensions, annuities & retirement planning board.

Thanks to Martin Lewis & the MSE Team, I found out about Specified Adults Childcare credits to boost my NI contributions for my State Pension. My application was successful, so, five DWP letters later, instead of a weekly forecast of £155.29, my state pension forecast rises to £200.10 per week. I am eternally grateful for the work done by Martin Lewis and the MSE team.

~ Irvette

Thank you to our Senior Forum Ambassador Misslayed for flagging this success to us.

See our Grandparents' childcare credit guide for more about specified adult childcare credits and how to apply for them if you're eligible.

Money Moral Dilemma

Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.

Should my partner pay more towards bills as they earn more?

My other half of eight years earns more than twice what I do, but we both pay the same towards our household bills. With the current high energy prices, splitting bills this way puts me into fuel poverty, as more than 10% of my income is spent on energy. Yet I get no grants or benefits to help with this as my partner's income means that, as a household, we're not eligible. I have very little left over after living expenses, so should I ask my partner to pay more or is it fairer to keep bills 50/50?

You can find out what our MSE Forumites think and add your own two cents on the Money Moral Dilemma discussion thread. Heed the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every Money Moral Dilemma.

Got a Money Moral Dilemma of your own? Email us at and it could be featured.

Latest comping wins

One of our most popular boards, Competitions Time is where compers come to find and share competitions. There is no shortage of success stories. This week, nikanika0 won an Oral B toothbrush and borefest bagged £250, to name just a couple.

Your two cents

With World Book Day approaching on Thursday 2 March, what MoneySaving costume ideas do you have up your sleeve? Share some inspo.

If you're not a member yet, it's easy to register for the MSE Forum.