Signs, savings & strange smells – this week's MSE Forum highlights
A few useful or diverting discussions that caught our eye this week:
- We're looking to buy a flat but the title docs show that Flat 1A owns the freehold to 1B, and Flat 1B owns the freehold to 1A
- The American fridge-freezer I bought (it’s still in its packaging) has since decreased by £700. Is there anything I can do?
- There’s a strange smell - a bit like boiled cabbage - coming through our floorboards. What could it be?
- We’re selling our property. What are the pros and cons of having a ‘for sale’ board erected outside?
- Avanti West Coast is recruiting drivers, but they have to be ‘over 20 and a half years old’
- What do you rate your energy supplier out of 10?
'For sale' signs: yay or nay?
- Is it worth taking out an English Heritage membership?
- Has the Cooperative Bank lost my life savings?
- I took a day off work to receive a washing machine, then another when it broke – can I claim for lost earnings?
- Why didn’t I get the Warm Home Discount this year? And why’s my neighbour, whose circumstances are similar to mine, eligible?
Success of the week
This success came in slightly too late to make last week's highlights blog, so we're celebrating it this week instead. Bravo to Irvette, who managed to boost their pension forecast by about £2,500 a year. Here's what they posted on the Pensions, annuities & retirement planning board.
Thanks to Martin Lewis & the MSE Team, I found out about Specified Adults Childcare credits to boost my NI contributions for my State Pension. My application was successful, so, five DWP letters later, instead of a weekly forecast of £155.29, my state pension forecast rises to £200.10 per week. I am eternally grateful for the work done by Martin Lewis and the MSE team.
Thank you to our Senior Forum Ambassador Misslayed for flagging this success to us.
See our Grandparents' childcare credit guide for more about specified adult childcare credits and how to apply for them if you're eligible.
Money Moral Dilemma
Every week, the Money Tips email features a real-life Money Moral Dilemma (MMD for short). They're intended to encourage debate and, as such, they're usually among the most discussed threads each week.
Should my partner pay more towards bills as they earn more?
My other half of eight years earns more than twice what I do, but we both pay the same towards our household bills. With the current high energy prices, splitting bills this way puts me into fuel poverty, as more than 10% of my income is spent on energy. Yet I get no grants or benefits to help with this as my partner's income means that, as a household, we're not eligible. I have very little left over after living expenses, so should I ask my partner to pay more or is it fairer to keep bills 50/50?
You can find out what our MSE Forumites think and add your own two cents on the Money Moral Dilemma discussion thread. Heed the MSE Forum rules: keep it kind and keep it clean. Remember, there's a real person behind every Money Moral Dilemma.
Got a Money Moral Dilemma of your own? Email us at MMD@moneysavingexpert.com and it could be featured.