Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... Energy bills to rise 10% - fix now?, £4 cinema, top 0% card + free £25 ends, Clubcard alert, Sky + Netflix £18/mth, £95 beauty £30, 50GB Sim £4/mth, top savings, free school meals warning, pet insurance savers.
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Ending. Easy free cash on top all-rounder 0% credit card All-rounder 0% credit cards give you 2for1 - 0% spending AND 0% debt-shifting with one application on your credit file. That's good, as too many applications in a short time can affect your ability to get credit. And, till next Tuesday, one of the top cards is also throwing in £25 cashback. The two top all-rounder cards are among the LONGEST 0% spending deals available. That's where new purchases on the card are interest-free for a set time. Though as this is new borrowing, be careful - only do it for planned, NEEDED one-offs (eg, a new fridge), where you've budgeted and can afford the repayments. Plus they both offer long(ish) 0% balance transfer deals (though not as long as dedicated balance transfer cards, see table below). This is where the new card pays off debt on existing cards, so you owe it, but interest-free for a set time. Your repayments then clear the debt, not just cover the interest. - Use our 0% eligibility tool to see which cards you'll be accepted for - this minimises unnecessary applications.
The golden rules... |
Sat only. £4 cinema tickets for ANY FILM. At 100s of cinemas, including Cineworld, Odeon, Vue and more. £4 cinema tix Sky Stream + Netflix just '£18/mth'. Newbies who sign up for Sky Stream* by 9 Sept can stream all the basic Sky channels for £20/mth (usually £31/mth). Via our link, you can also CLAIM (don't forget) a £50 prepaid Mastercard or shopping voucher. Factor that in and it's equivalent to £17.92/mth over the 2yr contract. It also includes Netflix (with ads; normally £4.99/mth). You plug Sky Stream into your TV and watch via your broadband, so there's no need for a dish. Sky Stream Ends Sat. Tesco shopper? Last chance to use/extend £14m of expiring Clubcard vouchers. See Tesco alert. Cheapest 50GB Sim - '£4.09/mth'. This iD Mobile Sim (uses Three's network) is £4/mth for the first three months, then £8/mth. But you can CLAIM (don't forget) a £35 Amazon or Currys voucher. Factor that in and it's equivalent to £4.09/mth over the 12mth contract. Want different data/network? Use our Cheap Mobile Finder. From Thu. £30 for £95 of L'Occitane, Nuxe, Living Proof etc in M&S beauty box. 9-piece set. M&S beauty Five meals for two for £13 (normally £44), via 70% off Gousto recipe box code. MSE Blagged. Plus 25% off two months of Gousto boxes. Urgent. On a low income with school-aged child(ren)? Apply for free school meals NOW. You need to reapply every year. Even if your child's due to get them automatically (either due to age or because you live in London or parts of Wales), it's worth applying manually, as your child's school could get additional funding. See Free school meals. £299 Hoover cordless vacuum £140. MSE Blagged. Via our special link. 3,000 available. Hoover Reminder. Top 5.05% 1yr fix + £100 cashback (if saving £10k+). Newbies to savings marketplace Raisin - which lets you save and move money via different banks after filling in just one form - can get £100 cashback with code OFFER100 if saving £10,000+. Rates have dropped a bit since this deal launched a couple of weeks ago, but at 5.05%, its top 1yr fix from Mizrahi-Tefahot Bank is still currently the best rate in the market. More top picks and full info in our Raisin write-up. |
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'I saved a WHOPPING £850 on this year's pet insurance' While it's good news that sky-high vet bills - which push up pet insurance premiums - are being investigated by the Competition and Markets Authority (CMA), don't expect speedy results. The CMA's only three months into an investigation it says could run till Nov 2025, followed by potentially another six months to put any remedies in place. In the meantime, though, it's still possible to make BIG savings on pet insurance, as our success of the week from Sally (and one of her dogs, Max, pictured) shows... "Just wanted to drop you a line about how much I saved on pet insurance. I've five dogs, two cats & a horse to insure. They're not all due at the same time, but by shopping around for the best price and then haggling one current provider down and switching several policies to a new provider, I saved a WHOPPING £839 on last year's premiums with identical cover. Thank you so much." For one of her dogs alone, Sally saved £262 by switching, so even if you don't have quite as many pets to insure, you could still save £100s. Our Cheap pet insurance guide takes you through it in full, but in brief...
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Ends Sat. Bag an extra £26 cashback when spending £5+ online. MSE Blagged. Quidco newbies who sign up via our link can get an extra £26 cashback when spending at least a fiver through the site. Quidco boost FREE kids' football sessions with FA-qualified coaches. Book now for ages 5 to 11 at 1,500+ locations on selected dates from 7 Sept to 30 Nov. For this and lots more, see ways kids and adults can keep fit for free. Three months' free Spotify Premium for newbies, or £12 if you've had it before (normally £36). Listen ad-free, on demand & offline. Spotify Premium Ikea's majorly revamped its loyalty scheme... but is it any good? See our analysis and more Ikea deals. Live in N. Ireland? FREE Open University courses (normally costing up to £3,360). Apply for a 'microcredential' course (undergrad or postgrad). Only 400 places available. Open University FREE Homebuilding & Renovating Show tix (normally up to £14). Including London (27 to 29 Sept). Free tickets |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL How much do you spend on your pet(s) a year? We're a nation of pet lovers, but getting one can be a huge commitment - for you and your wallet. So whether you've a cat, dog, rabbit, horse or something else, we want to know how much you spend on your pet(s) each year, including on food, insurance, vet costs and owt else. Vote in this week's poll. Most MoneySavers have saved on their car and home insurance using our tips. Last week, we asked what MoneySaving successes you'd had, and how much you'd saved - and more than 1,000 of you responded. The majority of people told us they'd saved between £500 and £3,000 using tips found on our site. The most popular successes among MoneySavers were finding cheaper car and home insurance, while haggling, switching to a cheap Sim and bank switching were also popular ways to save. See full poll results. |
MONEY MORAL DILEMMA Our son's aunt is buying second-hand for his birthday - should we do the same for his cousin? Our little boy's birthday is coming up, and his auntie says she's going to get him some toys he wants second-hand from an online marketplace for his present. We don't have any problem with that, as we've done the same in the past, but she's always expected us to get gift vouchers for his cousin when their birthday comes round. Should we follow her lead and buy something second-hand instead? Enter the Money Moral Maze: Should we buy a second-hand present too? | Suggest a Money Moral Dilemma (MMD) | View past MMDs |
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Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email barclaycard.co.uk, hsbc.co.uk, tescobank.com, sky.com, moneysupermarket.com, comparethemarket.com, confused.com, petplan.co.uk, waggel.co.uk, napo.pet, agriapet.co.uk, animalfriends.co.uk, exotic-pets.co.uk, petplanequine.co.uk Financial Conduct Authority (FCA) Note MONY Group Financial Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MONY Group Financial Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |