Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... Car Finance Mis-selling landmark ruling, 18mth energy fix, 264Mb broadband £17/mth, free crisps & energy drink, 4x free £175+, financial pros of marriage, cheap divorces, 5.15% savings, Martin Lewis Money Show is back
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Still on the Energy Competition in the energy fixed deals market is slowly firing up, and crucially with the cheapest fixes, you get peace of mind knowing exactly what you'll pay. And this week we've seen the launch of a longer fix that still substantially undercuts the Price Cap (until now, all the cheaper prices were for 1ish-year deals). As exact prices depend on where you live and what you use, our free Cheap Energy Club comparison will work out what your bespoke cheapest is. Still confused about energy? Watch tonight's (Tue) ITV1 Martin Lewis Money Show Live at 8pm, as it's Martin's focus.
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It's back. The Martin Lewis Money Show LIVE's on ITV1 tonight (Tue) 8pm & also Thu 8pm! Martin: "Unbelievably, it's now series 14. We're off to a flyer tonight with how to beat energy bill hikes & winter fuel cuts, then on Thu, it's a 'how the Budget'll really affect you' special - I'm hoping (unconfirmed) the Chancellor will join to answer your Qs too. Do watch or set the VHS." 'Free' £2 Harry Kane crisps, 'free' £2 energy drink, £2 off Ristorante pizza & more. It's coupon-tastic, our latest update of virtual discounts to get you freebies and money off. See 60+ supermarket coupons. New. Top 5.15% easy-access savings price war (on up to £20,000). A cash ISA's just a savings account you never pay tax on. And current top rates clearly beat the top normal easy-access savings, especially as today we've seen a price battle with rates upped twice by these two.... Top unlimited withdrawals (likely safer for most): Trading 212's 5.15% AER* variable (min £1), which allows unlimited withdrawals, has upped its rate twice today for all customers, to respond to... New, but withdrawal limits: Moneybox's 5.15% AER variable (min £500), though that only lets you withdraw penalty-free three times a year. Both let you put in up to £20,000, and allow you to transfer (without limit) existing cash ISAs in too. It's worth noting that Trading 212 has a slightly complex structure. More options in Top cash ISAs and Top savings. What Black Friday deals can you expect this year? Amazon, Apple, John Lewis and more. Black Friday's four weeks away (29 Nov), but some sales are likely to launch this week. See our regularly updated Black Friday deals page. New. Marriage & divorce: What are the financial benefits of marriage? | Are pre-nups worth it? | How to divorce cheaply | Splitting pensions, mortgages & more. A new Not The Martin Lewis Podcast - where Martin asks specialists key questions on subjects he doesn't cover - delves into marriage & divorce this week. Listen via BBC Sounds | Apple | Spotify or elsewhere podcasts are listed. And as it's such an important topic, we've put a transcript right here on MSE. Watch the Budget with Martin and MSE (12.30pm Wed). Follow Martin's live analysis on X (Twitter) & translations (ie, plain English), and then hit MSE News as we explain in detail what it means for you. Four banks now pay you a FREE £175+ to switch. Last week, NatWest* became the fourth bank to offer switchers cash - it pays £180, plus if you use mobile banking, a net £3/mth (it pays £5 and charges you £2) on top if you pay in £1,250/mth (so a salary of £16,000/yr) - combined, that's £216 over a year. Lloyds gives a free £200 + perks (eg, free Disney+). Top service bank First Direct* gives a free £175 and has 7% linked savings and a £250 0% overdraft, and Nationwide offers a free £175 plus 6.5% linked savings. Full help and eligibility info in Best bank accounts. 500,000 Travelodge rooms £35 or less - can you find 'em? The hotel chain has released more £35 rooms for stays from now until 23 Dec (excluding London), but it can be trial and error to find one. Travelodge 'Complete Savings' ads banned after MSE complaint. It's the 'cashback with a catch' site you see after checking out online at Argos, Trainline etc. Check your statements NOW to ensure you're not unknowingly paying out. |
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Can you double your broadband speed for half the price? Don't think of your broadband bill by the month, look at it by the year to see what you really pay. The typical out-of-contract cost with BT is £840/yr for 67Mb, Sky is £520/yr for 30Mb, Virgin is £650/yr for 132Mb. Yet if you're one of the seven million customers that are out of contract and are paying these often-hideous rates, grab short-lived promo deals from comparison sites available today and you could be paying the equivalent of just £204/yr for 264Mb. Our broadband comparison amalgamates the top deals, and shows what's available for you, as many are postcode dependent. It covers 26 providers, all the biggies, and a growing number of small good-value local players too (we're working on adding more). Uniquely, it also includes special social tariffs for those on Universal Credit.
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Free TV audience tickets, eg, Martin's show, Wheel of Fortune and The Graham Norton Show. If you fancy being part of the experience for these and more (though there's a clear highlight 😉), see free audience tickets. Ends Sun. Cheapest iPhone 15 we've seen '£30/mth'. MSE Blagged. The iPhone 16 went on sale in Sept, and we're starting to see its predecessor's price fall. A new handset isn't MoneySaving, but if you need one, newbies to Three can get an iPhone 15 (128GB) on a 24mth contract with 300GB data via Affordable Mobiles. It's £29 upfront, then £29/mth, making it £725 in total, equivalent to £30.21/mth. Buying just the handset from Apple is £699, so this is a decent deal. The retailer is responsible for the handset, Three for the contract. Want more options? Use our Cheap Mobile Finder. £50 Grüum home fragrance set £17 delivered. MSE Blagged. Includes a candle, a diffuser, two room sprays and six wax melts. 10,000 available. Grüum 'I'm saving on interest after using your Loans Eligibility Calc - thank you.' Our great success of the week comes from Jane: "During lockdown, my dog became very sick and I ran up credit card debt with my vet - I had no option. I've worked so hard to pay it back, but even paying £500 a month, I was charged almost £200 interest. I used your Loans Eligibility Calculator to see if I could swap to a much lower interest rate. I was accepted. I've already paid off that draining credit card, and chosen to pay it back over two years. Thank you." PS: With credit card debt, do check our 0% Balance Transfer Eligibility Calc first, as it can be cheaper than getting a loan. If we've helped you save (on this, or owt else), send us your successes. 60% off first Abel & Cole organic fruit and veg box, from £8.64 including delivery. MSE Blagged. Then 50% off your next two. Veg out Ends Tue (5 Nov). Grab an extra £26 when spending £5+ online. 12,000 available. If you're new to cashback site Topcashback, we've blagged this special offer. Full info on how to get it in Topcashback boost. |
AT A GLANCE BEST BUYS
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CAMPAIGN OF THE WEEK Support people this winter by collecting food for FareShare. You can help charity FareShare by volunteering at the Tesco Winter Food Collection and encouraging Tesco shoppers to donate vital long-life food between Thursday 28 and Saturday 30 November. FareShare will then provide those crucial donations to over 8,000 charities supporting people across the UK this winter. If you can't volunteer, but want to (and can afford to), you can also donate food in store. Sign up here: Volunteer with FareShare. |
THIS WEEK'S POLL Do you have life insurance? Life insurance is designed to provide financial support for your loved ones when you die. This week we'd like to know if you it, and if not, what's your reason? Vote in this week's poll. Most MoneySavers gave their children their first phone at 11 years old. Last week, we asked you at what age you think children should have a mobile phone - nearly 5,000 of you responded. The majority of MoneySavers who have given their children phones did so when they were 11 (23%) or 12 (20%). It was the same pattern with parents of younger children, with 11 being the age most were planning to give them their first mobile. When buying their child a phone, 48% of parents opted to buy it new on contract or outright, followed by 28% who went with a hand-me-down. See the full poll results. |
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MONEY MORAL DILEMMA Should I give my single child money for a property as I contributed to my married children's weddings? I have three children in their 30s. Two are married, and I contributed towards the cost of both weddings. My other child, who is single, purchased a property on their own and I lent them money towards the deposit. The amount they borrowed is similar to what I gifted towards each wedding - is it fair to expect them to repay it, or should I say it's a gift in lieu of contributing towards a wedding? Enter the Money Moral Maze: Should I give my single child money towards a property as I contributed to my married children's weddings? | Suggest a Money Moral Dilemma (MMD) | View past MMDs |
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MARTIN'S APPEARANCES (TUE 29 OCT ONWARDS) Tue 29 Oct - The Martin Lewis Money Show Live, ITV1, 8pm |
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