Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... Winter cost-cutting, £200ish No7 for £50, £15 lateral flows, free £130 for Christmas, 'I reclaimed £8,000 council tax', 31mth 0% + £40 Amazon, Christmas supermarket slots, 'free' pumpkin, 100GB Sim £9/mth
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
PS: NatWest and RBS also offer £100 to switch and £50 if you stay, though they pay out later - in early February. |
Get £200ish of beauty products for £40-£50 via Advent calendars from M&S or No7. Beauty Advent calendars can be a great way to get cheaper posh cosmetics - and many wait for these two, though M&S requires you to spend another £30 to qualify for its deal. See our beauty Advent calendar round-up - including from Aldi and Body Shop. Cheap lateral flow travel tests from £15 - where to find them. Testing rules for inbound passengers have changed with cheaper lateral flows allowed for many, so we've updated our Cheap lateral flow & PCR travel test guide. New. Shift debt to 31 months 0% for a 2.75% fee, plus get a £40 Amazon voucher. The longest 0% balance transfer card, Santander's 31-month 0% (2.75% fee, min £5)*, just got better as it now gives those accepted a £40 Amazon voucher, sent within 30 days. So if you've credit or store card debt, check NOW if you'll be accepted via our eligibility calculator. Golden rules: 1) Pay at least the monthly minimum. 2) Pay it off within the 31 months or it's 20.9% rep APR interest. 3) Don't spend/withdraw cash on it. Full options in Top balance transfers (APR examples). Mortgage rates are at all-time lows - can you lock in cheaply now to save £1,000s? Our eight tips to check if you can slash your mortgage costs. Join us Wed 12.30pm for live Budget coverage. Martin will do his usual plain English translations on Twitter, with MSE's Twitter there to provide more detail. Once it's over, MSE News will dig deeper into what it all means for you. New. A huge 100GB/month of mobile data for just '£9/month'. Why pay more? MSE Blagged. With this Three Sim* via Fonehouse you get unlimited minutes & texts, and enough data to download all of Squid Game every month 3 times over. It costs £15/mth, but until 11.59pm on Sun 31 Oct we've blagged you £72 cashback, automatically paid after 90 days. Factor that in over the one-year contract, and it's equivalent to £9/mth - the cheapest we've seen for this much data. Want a different network / handset / less data? Use our powerful Cheap Mobile Finder tool. Christmas delivery or click & collect slots open at Asda, M&S, Sainsbury's etc - hurry as demand's high. See our store-by-store round-up of Christmas grocery slots - but some are already full. |
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NS&I's Green Savings Bond pays a pants 0.65% for 3 years. The account lets savers help fund environmentally focused projects but can easily be beaten by many standard accounts. See our full analysis. Urgent. FREE solicitor-drafted wills for those aged 55+. Free Wills Month ends on Fri - check if you qualify and if there's still availability at a solicitor near you. Full help and options in Free wills. How to get a 'free' £2 pumpkin for Halloween via a cashback site. See 'Free' pumpkin. Ends Sun. Grab £25 cashback on 18-month 0% spending card. If you NEED to borrow for a planned, affordable buy (for example, a new fridge), a 0% spending card is the cheapest way as there's no interest. Right now, accepted newbies who apply before 11.59pm on Sun 31 Oct for HSBC's 18-month 0% card* (best to check if you'll be accepted first) can get £25 cashback when they spend £100 within the first 60 days. Golden rules: 1) Always pay at least the minimum monthly payment. 2) Clear the debt in the 18 months or it's 22.9% rep APR interest. 3) Don't bust your credit limit. See full help and longer 0% deals in 0% spending cards (APR examples). Hoover cordless vacuum and steam mop for £150 (normally £195). MSE Blagged. Extra 20% off sale prices via code - useable on this combo or six other vacuum and accessory bundles. 1,400 available. Hoover deals Republic of Cats 28 meals for £1 (normally £15). MSE Blagged. Add info about your cat (such as breed, age, dietary requirements) and it creates a recipe especially for your furry friend. Not available in Northern Ireland. Republic of Cats 24 alcohol-free beers for £28 delivered. MSE Blagged. Ends Sun 31 Oct or when 3,000 packs go. Big Drop Brewing |
AT A GLANCE BEST BUYS
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CAMPAIGN OF THE WEEK Can you spare three hours to help get food to vulnerable people this winter? From Thursday 18 to Saturday 20 November, in Tesco stores across the UK, the charity network FareShare will collect long-life food as part of a special food collection. You can volunteer to help - by asking shoppers to donate a few items to those who need support over the festive period. More info and how to sign up. |
THIS WEEK'S POLL The MSE Annual Census. So who are MoneySavers? For the eighth year running, rather than data mining, we reckon the politest way to find out is just to ask. Plus, we think you may like to find out a little bit more about who else uses this site (or more accurately, who uses this site and answers the polls). So please fill in the eighth MSE Annual Census. Most of you haven't recently (or ever) switched banks. Last week, we asked when you last switched banks and more than 4,000 people responded. Some 10% said they'd switched in the past three months, likely driven by fierce competition from banks paying newbies £100+ to join. Yet this was dwarfed by the two-thirds who said they'd not switched in the last five years or had never switched. The most common reason? They're happy with their current bank. See full bank switch poll results. |
MONEY MORAL DILEMMA Should we roll over absent co-worker's lottery win? We run a lottery at work, and the prize money has rolled over to £400. The numbers that came out of the last draw were for a colleague who has been off sick with stress and hasn't kept up to date with her entry payments. We don't know how much longer she's likely to be off work or even if she'll return. We're split as to whether she wins the money or we roll it over again. Enter the Money Moral Maze: Should we roll over absent co-worker's lottery win? | Suggest an MMD | View past MMDs |
MARTIN'S APPEARANCES (WED 27 OCT ONWARDS) Thu 28 Oct - The Martin Lewis Money Show, ITV, 8.30pm MSE TEAM APPEARANCES (SUBJECTS TBC) Tue 2 Nov - BBC Radio Cambridgeshire, Mid-morning with Jeremy Sallis, from 12.40pm |
'LOO ROLL, BIN BAGS AND CAT FOOD' - WHAT WON'T YOU SKIMP ON? That's all for this week, but before we go... we're always shouting from the virtual rooftops about all the ways you can save money, but some things are often worth paying a little extra for. When we asked on social media, some MoneySavers told us they wouldn't skimp on saucepans, bin bags, cat food, and even peas. Loo roll also scored highly - with memories of scratchy paper in primary school as a prime motivator. Let us know what you won't skimp on in our 'What are you happy to pay a little extra for?' Facebook post. We hope you save some money, stay safe, |
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