Money Saving Expert: Credit Cards, Shopping, Bank Charges, Cheap Flights and more

Skip to content

MoneySavingExpert.com

Cutting your costs, fighting your corner

Founder, Martin Lewis · Editor-in-Chief, Marcus Herbert

Search MoneySavingExpert

Search bar closed.

Cards & Loans
Household Bills
Complain & Reclaim
Banking & Savings
Mortgages & Homes
Travel
Insurance
Deals & Shopping
Income & Budgeting
Students

Latest MSE weekly email

Martin nearly gets scammed!, 4 ways student loans can be wiped

Plus 90% off tailored dog food and much more

Want the famous Money Tips email?

New

Keep the kids entertained for less this summer

25% off Alton Towers, 'kids eat free' and more

Help with childcare costs

'Pick Me An Energy Tariff' tool

Find YOUR best tariff

Should I fix my energy?

FREE £180 plus £45 Amazon voucher

Just by switching bank

Best savings accounts

Electricity VAT to be scrapped

Watch Martin's explainer

Should I fix my energy?

Grab a free cuppa!

At Waitrose and more

Cheap restaurant deals

Roll up! It's MSE's weekly round-up

Boost your finances fast

Get the MSE app

Car finance redress scheme delayed

But you should still complain now

Use our FREE car finance reclaim tool

Watchour latest MoneySaving tips & news videos

0:56

Three numbers that protect you from scams

Watch more from Martin
0:34

Don't shop at Zara before your holiday

MSE Liv explains...
2:46

Will electricity VAT cut actually save you money?

Martin gives his instant analysis
0:44

Stop wasting money on data abroad!

Use this travel hack
1:17

The hidden reason many are rejected for credit

Martin has the answer

Latest weekly email

FREE weekly MoneySaving email

For all the latest deals, guides and loopholes simply sign up today – it's spam-free!

Take Martin's Wallet Workout

17 speedy ways to save

New. 'Pick Me a Tariff'

Use our latest energy tool

Electricity VAT scrapped

Will it really cut your bill?

Martin's scam warning

'It can happen to anyone!'

23% off railcards

For one or three years

90% off tailored dog food

Got a student loan?

4 ways it could be WIPED

Read the full email Chevron

Chevron

Take Martin's Wallet Workout

17 speedy ways to save

New. 'Pick Me a Tariff'

Use our latest energy tool

Electricity VAT scrapped

Will it really cut your bill?

Martin's scam warning

'It can happen to anyone!'

23% off railcards

For one or three years

90% off tailored dog food

It's barking!

Got a student loan?

4 ways it could be WIPED

Read the full email Chevron

Chevron

Read the full email

Tools and calculators

Clever ways to calculate your finances

Get your FREE credit scores

Cheap Energy Club

Compare energy deals

Compare broadband deals

Find the best in your area

Compare mobile phone deals

Find the perfect deal for you

Compare+ Car Insurance

Try our revolutionary tool

Compare+ Home Insurance

Try our Beta tool

Get MSE on your Android or Apple phone

Credit Card Eligibility

See which cards are likely to accept you

Loans Eligibility

See which you've the best chance of getting

Tools and Calculators

Energy help

Our tips to cut the cost of gas and electricity bills

Energy saving tips

Our Cheap Energy Club is back – COMPARE NOW

See what deals are available

Energy direct debit help

Check our 'Is your direct debit right?' calculator

More energy help

What to do if you're struggling to pay Should I fix or stay on the Price Cap?Martin: Get £100s of credit back Solar panels: are they worth it?What is the energy Price Cap?

Deals & Shopping

90% off code for a month's dog food

For example, £3.80 instead of the typical £38

Kids eat 'free' or cheaply

See our round-up of restaurants

More deals

Tesco 25% off school uniform Kids go 'free' to 50+ West End shows 23% off 1yr & 3yr digital railcards

Categories

Restaurants Food & Drink Fashion & Beauty Days Out & Travel

LATEST FROM MARTIN LEWIS

View Martin's blog | View Martin's biography

Podcast: The 'I don't get money!' special

Martin tackles confusing aspects of personal finance

Get free financial education

Big tech firms to be forced to tackle some scam ads

Martin: 'It's too late, but hopefully not too little'

Scams can happen to anyone – Martin nearly got caught out

Listen to the latest Question Time

What are the financial benefits of marriage? Plus lots more

Check out more Martin podcasts

Electricity VAT to be scrapped

Martin explains the six-month cut

Get help with household bills

Buy now, pay later to be regulated

What it means for you

More on buy now, pay later

Cards & Loans

Guides and tools to help you manage your money

More on Cards & Loans

Best 0% credit cards

Do it right and credit cards are the cheapest way to borrow. Yet get it wrong and you'll be…

Balance transfer credit cards

Shift existing card debt to 0% interest for up to 32 months

Popular guides & tools

Credit Club Cheap personal loans Travel credit cards Airline credit cards Credit card rewards Cards Eligibility Checker Loans Eligibility Checker

Categories

Credit Cards Loans Borrowing Credit score & debt help

Reclaim £1,000s

Guides and tools to help you get back money you're owed

More on Reclaim £1,000s

Flight delay compensation

Reclaim overpaid Council Tax – check if you're owed £100+ back

Moved home since 1993? Check if you're owed £100+ back

Popular guides & tools

Packaged bank account fees Private parking tickets Uniform tax refund Benefits Calculator Housing & energy grants Grant grabbing Consumer rights How to complain

Categories

PPI, banks & finance Tax reclaiming Parking tickets & transport Shopping & consumer rights

Broadband & Phones

Guides and tools to help you save on your household bills

More on Utilities & Phones

Compare broadband deals

Compare broadband deals, phone line & TV

Cheap Mobile Finder

Compares 50+ retailers & resellers to find the perfect deal for you

Popular guides & tools

Cheap broadband Digital TV deals Cheap iPhone deals Improve your broadband speed Haggle with Sky Cheap data roaming

Categories

Broadband & landlines Mobile phones Household bills

Banking & Saving

Guides to help you get the best returns on your money

More on Banking & Saving

Top savings accounts

Get 4.5% easy-access & more

Best bank accounts

If you're unhappy with your bank account, don't just groan, as switching is easy.

Popular guides & tools

Lifetime ISAs Cash ISAs Stocks & shares ISAs Regular savings accounts Investment for beginners Personal pensions Improve your credit score

Categories

Bank accounts Savings Debt help Pensions & investing

Travel & Motoring

Guides and tools to save you money on your travels

More on Travel & Motoring

Cheap flights

Bag cheap scheduled & charter flights

Cheap train tickets – find hidden fares & split tickets

Popular guides & tools

Cheap car hire Easyjet tricks Get an ESTA Free GHIC/EHIC Tube delays Cheap breakdown cover Cheap hotel deals Cheap days out

Categories

Holiday essentials UK travel & transport Spending overseas Travel reclaiming

Insurance

Guides and tools to help you get covered for less

More on Insurance

MSE Compare+ – our revolutionary car insurance tool

How to get cheap home insurance

How best to compare 100+ home insurance quotes

Popular guides & tools

Cheap travel insurance Young drivers' insurance Multicar insurance Cheap motorbike insurance Life insurance Over-65s' travel insurance Private health insurance Cheap pet insurance

Categories

Talk home insurance Car insurance Life & health insurance Travel insurance

Mortgages & Homes

Guides and tools to help you buy, remortgage or sell your home

More on Mortgages & Homes

Remortgage guide

First-time buyers' guide

Step-by-step help for getting on the property ladder

Popular guides & tools

How much can I borrow?How to sell your property Mortgage Calculator Best remortgage deals Should you remortgage?Stamp Duty Calculator Buying a home timeline Cheap mortgage finding

Categories

Mortage essentials Remortgaging First-time buyers Home ownership

Shopping

Guides and tricks to cut costs on your purchases

More on Shopping

Cheap online shopping

Tips to slash the cost of buying online

eBay & second-hand buying

40+ tricks & tools to hunt hidden bargains

Popular guides & tools

How to get free food Amazon buying tricks Top cashback sites Netflix hacks Reclaim Tesco vouchers Police auctions Lost luggage auctions How to complain Free music

Categories

Shopping guides

Income & Family

Money-making tips and MoneySaving guides for students and kids

Student loans mythbusting

Ignore headlines about students leaving university with £50,000 of debt. That's a mostly meaningless…

Make money online

Popular guides & tools

Marriage tax allowance Cheap and free wills Student bank accounts Childcare Vouchers Universal Credit Education grants Tax Credits Budgeting tool

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
We often link to other websites, but we can't be responsible for their content.
Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

MoneySavingExpert.com is part of the MONY Group (formerly called the MoneySupermarket Group), but is entirely editorially independent. Its stance of putting consumers first is protected and enshrined in the legally binding MSE Editorial Code.

Please read the Full Terms & Conditions , Privacy Policy, Cookies Q&A, How this site is financed and MSE's Editorial Code.

About the site
MSE’S Editorial Code
Site’s funding
Sitemap
Accessibility
Emails FAQs
Site FAQs
Forum Rules
Jobs
Contacts
Modern Slavery Act
Martins Biography
The MSE Charity Fund

MoneySavingExpert has an app!

Learn more about it here or download it from your app store.

Follow MSE

Martin Lewis is a registered trade mark belonging to Martin S Lewis.