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How to slash car & home insurance costs...

... and should you combine them to save more?

Insurance Guides

Latest MSE weekly email

Big best-buy one-year savings fix, 25 holiday-booking hacks

Plus FREE £250 bank switches & much more

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20% off Radflek radiator reflectors

Can help cut energy bills

Home, Garden & Pet Deals

Council Tax Carers Discount alert

Martin: 'Don't trust info'

Council Tax discounts

'I got a free Franco Manca pizza'

By running – and you can too

Restaurant deals & vouchers

Rare £50 off UK Center Parcs code

No minimum spend

Beat school holiday price hikes

Rent out your home on Airbnb

It could pay for a trip away

MSE Rob's been doing it for years

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Updated with the latest rules

Mis-sold car finance another way?

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25 overseas travel tips, tricks & hacks

Top spending card & more

FREE £250 bank switches

Now six banks pay

Car & home insurance

Combine them to save?

Top one-year 4.55% savings FIX

With access if needed

Boosted January sales

M&S, Ikea & more

'Don't trust council websites'

Martin's carers warning

'Martin, should I fix my energy?'

Even with prices to drop

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25 overseas travel tips, tricks & hacks

Top spending card & more

FREE £250 bank switches

Now six banks pay

Car & home insurance

Combine them to save?

Top one-year 4.55% savings FIX

With access if needed

Boosted January sales

M&S, Ikea & more

'Don't trust council websites'

Martin's carers warning

'Martin, should I fix my energy?'

Even with prices to drop

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Read the full email

Latest MoneySaving videos

2:07

'£37k of loans for my wedding...'

Will it hit my credit score?
2:02

Christmas return rights explained

Martin reveals the three need-to-knows
5:46

'Should I fix my energy tariff?'

With prices dropping in April
2:09

Will, Power of Attorney or inheritance

Which should you prioritise?
3:07

Martin reveals investment returns

Plus see a full beginner's guide

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Clever ways to calculate your finances

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Cheap Energy Club

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See which cards are likely to accept you

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See which you've the best chance of getting

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Energy help

Our tips to cut the cost of gas and electricity bills

Energy saving tips

Our Cheap Energy Club is back – COMPARE NOW

See what deals are available

Energy direct debit help

Check our 'Is your direct debit right?' calculator

More energy help

What to do if you're struggling to pay Should I fix or stay on the Price Cap?Martin: Get £100s of credit back Solar panels: are they worth it?What is the energy Price Cap?

Deals & Shopping

Free National Trust family pass

In £1.40 newspaper

Run or walk your way to a FREE pizza

Get £1 off every kilometre at Franco Manca

More deals

Hot Diamonds 40% off full-price, 50% off outlet Rare £50 off UK Center Parcs code The Sun '£9.50' holidays are back... but are they ever really £9.50?FREE tickets to National Equine Show

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LATEST FROM MARTIN LEWIS

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Martin: 'Don't trust councils' online info on the Council Tax Carers Discount'

One in five councils get Council Tax Carers Discount info wrong

Extra Council Tax discount help

Debt Masterclass: Cut debt with Martin's help

Listen to Martin's Debt Masterclass pod for help slashing existing credit cards, overdrafts, loans, BNPL debt & more

Listen to 'The Martin Lewis Podcast'

Watch: Martin on energy fixing

Martin answers: 'Should I fix my energy tariff, even if prices are dropping?'

Should I fix my energy?

Listen: This week's Question Time

Martin answers questions including: 'Will my ex’s debt affect my credit score?'

Listen to the 'The Martin Lewis Podcast'

Martin's step total: 2025 vs 2024

'The steps battle that drove me to average 26,000 steps a day in 2025'

Read Martin's blog

30 December 2025

Rank the Celebrations chocolates from best to worst

Have your say in this week's poll

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Cards & Loans

Guides and tools to help you manage your money

More on Cards & Loans

Best 0% credit cards

Do it right and credit cards are the cheapest way to borrow. Yet get it wrong and you'll be…

Balance transfer credit cards

Shift existing card debt to 0% interest for up to 32 months

Popular guides & tools

Credit Club Cheap personal loans Travel credit cards Airline credit cards Credit card rewards Cards Eligibility Checker Loans Eligibility Checker

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Credit Cards Loans Borrowing Credit score & debt help

Reclaim £1,000s

Guides and tools to help you get back money you're owed

More on Reclaim £1,000s

Flight delay compensation

If your flight is delayed, it's important to know you have rights

Reclaim overpaid Council Tax – check if you're owed £100+ back

Moved home since 1993? Check if you're owed £100+ back

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Packaged bank account fees Private parking tickets Uniform tax refund Benefits Calculator Housing & energy grants Grant grabbing Consumer rights How to complain

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PPI, banks & finance Tax reclaiming Parking tickets & transport Shopping & consumer rights

Broadband & Phones

Guides and tools to help you save on your household bills

More on Utilities & Phones

Compare broadband deals

Compare broadband deals, phone line & TV

Cheap Mobile Finder

Compares 50+ retailers & resellers to find the perfect deal for you

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Cheap broadband Digital TV deals Cheap iPhone deals Improve your broadband speed Haggle with Sky Cheap data roaming

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Broadband & landlines Mobile phones Household bills

Banking & Saving

Guides to help you get the best returns on your money

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Top savings accounts

The top easy-access, notice and fixed-rate accounts

Best bank accounts

If you're unhappy with your bank account, don't just groan, as switching is easy.

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Lifetime ISAs Cash ISAs Stocks & shares ISAs Regular savings accounts Investment for beginners Personal pensions Improve your credit score

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Bank accounts Savings Debt help Pensions & investing

Travel & Motoring

Guides and tools to save you money on your travels

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Cheap flights

Bag cheap scheduled & charter flights

Cheap train tickets – find hidden fares & split tickets

Popular guides & tools

Cheap car hire Easyjet tricks Get an ESTA Free GHIC/EHIC Tube delays Cheap breakdown cover Cheap hotel deals Cheap days out

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Holiday essentials UK travel & transport Spending overseas Travel reclaiming

Insurance

Guides and tools to help you get covered for less

More on Insurance

MSE Compare+ – our revolutionary car insurance tool

How to get cheap home insurance

How best to compare 100+ home insurance quotes

Popular guides & tools

Cheap travel insurance Young drivers' insurance Multicar insurance Cheap motorbike insurance Life insurance Over-65s' travel insurance Private health insurance Cheap pet insurance

Categories

Talk [[home insurance]]Car insurance Life & health insurance Travel insurance

Mortgages & Homes

Guides and tools to help you buy, remortgage or sell your home

More on Mortgages & Homes

Remortgage guide

First-time buyers' guide

Step-by-step help for getting on the property ladder

Popular guides & tools

How much can I borrow?How to sell your property Mortgage Calculator Best remortgage deals Should you remortgage?Stamp Duty Calculator Buying a home timeline Cheap mortgage finding

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Mortage essentials Remortgaging First-time buyers Home ownership

Shopping

Guides and tricks to cut costs on your purchases

More on Shopping

Cheap online shopping

Tips to slash the cost of buying online

eBay & second-hand buying

40+ tricks & tools to hunt hidden bargains

Popular guides & tools

How to get free food Amazon buying tricks Top cashback sites Netflix hacks Reclaim Tesco vouchers Police auctions Lost luggage auctions How to complain Free music

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Shopping guides

Income & Family

Money-making tips and MoneySaving guides for students and kids

Student loans mythbusting

Ignore headlines about students leaving university with £50,000 of debt. That's a mostly meaningless…

Make money online

Popular guides & tools

Marriage tax allowance Cheap and free wills Student bank accounts Childcare Vouchers Universal Credit Education grants Tax Credits Budgeting tool

How this site works

We think it's important you understand the strengths and limitations of the site. We're a journalistic website and aim to provide the best MoneySaving guides, tips, tools and techniques, but can't guarantee to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong.

This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances and remember we focus on rates not service.
We don't as a general policy investigate the solvency of companies mentioned (how likely they are to go bust), but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips).
We often link to other websites, but we can't be responsible for their content.
Do note, while we always aim to give you accurate product info at the point of publication, unfortunately price and terms of products and deals can always be changed by the provider afterwards, so double check first.
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.

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