Credit Cards & Loans A-Z
Guides and tools to help you to get the best returns on your money
A
- Airline credit cards
Earn points for flights and upgrades
- What is a balance transfer credit card?
Balance transfers explained
- What is a good credit score?
Credit scores and ratings explained
B
- Bad credit car finance
What are your options if you have a poor credit history?
- Balance transfer credit cards
Shift existing card debt to 0% interest for up to 29 months
- Build your credit history
Your beginner's guide to building a credit history
- Buy now, pay later: how it works and what to look out for
Make sure you check first whether it's the right way to borrow
C
- Car finance vs bank loans
Which one is right for you?
- Compare cheap car leasing deals
Find the cheapest long-term car rentals
- Credit builder cards
Build your credit history
- Credit card minimum repayment calculator
Will you be in debt for years?
- Credit card rewards
Earn cashback, points & more
- Credit cards for bad credit
Compare top cards for rebuilding your credit score
- Credit cards for bad credit
Choosing a credit card for bad credit
- Credit limit too low?
DON'T just cancel the card
- Credit unions & community banking
What you need to know about borrowing and saving with a local community lender
- Cut existing loan costs
Free calculator shows if you'll save by switching loans
- Top cards for travelling abroad
One of the cheapest ways to spend abroad
D
- Debt help plan
What to do & where to get support
E
- Early loan repayments
Is it worth paying off a loan early? How does it work?
G
H
- High limit credit cards
Are you eligible for a 'premium' card, and is it right for you?
- Cheap Hire Purchase
Spread the cost of buying your car
- How do credit cards work? MoneySavingExpert
Credit cards explained
- How to apply for a credit card
Help choosing the best card for you
- How to check your credit report for free
Get your file and check your score for free
- How to get a personal loan
Find the cheapest personal loans, from 6.1% for £7.5k+
- How to lend to or borrow from friends & family
What to consider before lending to or borrowing money from loved ones
I
- Improve your credit score
Top tips to boost your creditworthiness
J
- Joint credit cards explained
Should you share a credit card with someone else?
L
- Loan fee fraud
How to spot the signs of a loan fee scam
M
- Mental Health & Debt
Free PDF booklet to download
- Money transfer credit cards
Shift cash from a card to your bank account at 0% interest
O
- Official APR examples
All credit cards
- Free or cheap airport lounge access
Airport lounges without the first class price tag
P
- Persistent debt help
What to do if you've received a letter asking you to pay more
- Cheap Personal Contract Purchase
How to find the best deal for you
- Prepaid cards
Alternatives to credit or debit cards
- Prepaid travel cards
Lock in a top rate before you go away
- Cheap personal car loans
Find the cheapest car loans, from 6.1% for £7.5k+
R
- Representative APR examples
Official personal loan APRs
S
- Salary Advances
Access your salary early for a fee – an alternative to payday loans?
- Secured loans
They can be a nightmare – here's how to avoid them
- Short-term and payday loans
How best to borrow small amounts for a few months
- Stoozing – make free cash
Earn interest from 0% credit cards
- Student credit cards
Everything you need to know about credit cards for students
T
- Think twice before using PayPal to pay on your credit card
You’re losing valuable Section 75 rights
W
- What protection do I get when using a credit card?
Your rights to a refund and other protections
- What to do if you're struggling with loan repayments
Help if you're in financial difficulty
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- 0% balance transfer & purchase cards
Get up to 21 months 0% purchases and 18 months 0% balance transfers with one card
- 0% balance transfer & purchase cards
Get up to 21 months 0% on purchases & balance transfers with one card
- 0% car finance
Are interest-free car loans right for you?
- Best 0% credit cards
Compare cards with up to 21 months' interest-free spending