Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... Martin's energy crisis help, 31mth 0%, £100 grocery discounts, free Santander £130, student finance tips, Next sale?, get PAID to recycle, crisp deal, 8GB Sim £6/mth, £300 breakdown cover saving
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
And this can mean huge savings, as Keith emailed: "I switched to a 0% interest balance transfer card and have gone from paying £400+/mth of interest, to paying off £400+/mth [a £4,800/yr interest saving]. I can't thank you enough."
a) Never miss the min monthly repayment, or you could lose the 0% deal and it'll cost far more. Full help and info, including more options, in Best balance transfers (and see APR examples). |
£100+ off via first-timer grocery codes, including £10 off Sainsbury's, £15 off Getir (cities only). See our first-timer freebie grocery hack list. Free £130, plus get paid to pay bills via Santander's new switcher offer. Last week, the Santander 123 Lite* account added a £130 incentive for switchers - and it was already a top pick as you pay £2/mth but get 1-3% cashback on bills that you pay from it by direct debit. That makes it the sixth bank to pay switchers £100+. So just in case you missed it a week ago, here's Martin's bank-busting blockbuster taking you through all the free cash deals and how they work. Some make £100s, such as Sam who emailed: "My wife and I have switched each account three times and are about to receive our third bonus, totalling £710. Many thanks." Ending. Last chance to apply for the Govt Covid self-employment grant. There's just over a week left. To check eligibility and what you could claim, see our SEISS grant help. 50+ beauty lookalikes, including £14 No7 powder vs £35 Charlotte Tilbury. Many stores sell own-brand items mimicking designer brands, often called 'dupes'. And there are a host of new dupes from biggies including Aldi and Boots. See if you can save in our Beauty Downshift Challenge. Top easy-access savings 0.6%. This deal from Aldermore* (min £1,000) pays 0.6% AER variable, but only allows a max of two penalty-free withdrawals a year - so it's a good place to leave cash, but not to dip in and out of. Yet rates are changing all the time, so check our Top Savings guide for the latest, or if you need to save less than £1,000. Get PAID to recycle, including £5 for old clothes and free MAC lipstick for used containers. It's National Recycling Week, so it's a good time to let you know about ways to make money by going green. It's back. Thu 8.30pm ITV, The Martin Lewis Money Show LIVE. Martin's new series is back, most Thursdays from now until March (gulp). It kicks off, no surprise, with energy bills. As he normally says, do watch or set the Betamax. |
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The annual rush of students going to university is underway. And if you - or your kids - are starting at or heading back to uni this autumn, you'll be swamped with tales of student debt and money misery. Some are true, some are exaggerated, and some are myths. So make sure you tool up on the reality of student finance. To help, we've loads of tips, support and tricks in our 50+ student MoneySavers. Here are some of the key ones...
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Buy £1 Walkers crisps to get £5 off £20 at 1,000s of local restaurants. If you want to give your local high street a boost and get money off some grub, see £5 off local eats. Cheap Sim. Unlimited mins, texts and 8GB/mth for just '£6/mth'. Three's no-frills brand Smarty* charges £3.50 for the first four months, then £7/mth, averaging out at £5.84/mth over a year. Moving your number to it is easy and you can cancel at any time. While 8GB is far more than most use it only costs about £1.50/mth more than 3GB options (which match more people's use) but with a big buffer. More options in MSE's Cheap Mobiles tool. Traffic light system to be overhauled (Eng, NI & Scot) - what it means for you. The green and amber lists will be scrapped, and testing requirements relaxed for many fully-vaccinated travellers. Full info and more help in Coronavirus travel rights. TWO pairs of designer (including Levi's, Polaroid) specs from £25 delivered. MSE Blagged. Glasses Direct £40 cashback for investing £400. MSE Blagged. If you plan to 'robo-invest' - where investments are selected for you based on your attitude to risk - then this Wealthify deal is equivalent to a 10%-ish head start, provided you keep it for at least 6-7mths. The fact we've included it doesn't mean we recommend Wealthify - just that if you're going to use Wealthify anyway, get cashback. We featured this last week, but only 2,000 or so remain. Full help and explanation in Robo-investing cashback. 'I saved £300+/yr on my breakdown cover.' Laura emailed us our latest success of the week after reading the haggling tips in our Cheap Breakdown Cover guide: "I got my breakdown cover down from £30/mth to £2.99/mth by threatening to leave, so they offered me a discount. Thanks, MSE." Please send us your MoneySaving successes on this or anything else. Next 50% off sale rumour. Unconfirmed, but after some digging we're almost certain that the next Next sale is this week. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Are you part of the cashless society? How often do you use cash? During the pandemic we saw a decline in the use of cash, with people favouring other methods of payment, such as contactless. With the Government planning to increase the contactless limit again next month – up to £100 – we want to find out how cashless our society is now, and how many of you still prefer using cash. Vote in this week's poll. Around half of you prefer to contact customer services by phone. Last week, we asked you how you prefer to contact customer services. Some 47% of the 6,000 people who responded said phone was their preferred method, though it varied a lot by age, with many younger people preferring live chat. See full customer services poll results. |
MONEY MORAL DILEMMA Should I ask my mother-in-law to share the money she's made selling my stuff? She sells goods at car boot sales, including items I've given her - the majority of which are brand new. I presumed I would see a return, but when I asked her if she'd made anything on what I'd given her, she said with the cost of the pitch, petrol and her time, it was impossible to work out. Yet I recently discovered she has £500 saved from all this. Enter the Money Moral Maze: Should I ask my mother-in-law to share the money she's made selling my stuff? | Suggest an MMD | View past MMDs |
MARTIN'S APPEARANCES (WED 22 SEP ONWARDS) Wed 22 Sep - Ask Martin Lewis, BBC Radio 5 Live, 1pm. Listen again MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 22 Sep - BBC Radio Wales, Breakfast with Claire Summers, with MSE's Guy Anker on the energy crisis, from 7.40am |
NIT COMBS & EMPTY SWEET TINS... WHAT'S THE MOST DISAPPOINTING PRIZE YOU'VE WON? That's all for this week, but before we go... while we all love a freebie, compers on the MSE Forum and on our social channels have been discussing their worst competition wins. An empty sweet tin, a nit comb, toilet rolls, a used candle, and an empty tube of Pringles signed by Fergie from the Black Eyed Peas all disappointed compers, as did a tube of haemorrhoid cream. See others and share your stories in our worst prize you've ever received MSE Forum thread. We hope you save some money, stay safe, |
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