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Amex logoAmerican Express £5 cashback off £10£5 back at 1,000s of local stores for Amex cardholders

5 days left

American Express often has cashback offers when you spend at certain stores, but this is a big one – its Shop Small promotion which is valid in thousands of local shops and restaurants across the UK.

Until Sun 17 Dec, if you're an American Express cardholder (some exclusions, see below), you can get £5 cashback when spending £10+ at selected local businesses including restaurants, clothes shops, hotels, hairdressers and galleries when you register your Amex with the Shop Small website.

What's more, you can use it alongside discount vouchers, or in a sale, to maximise the savings, though it won't work on the purchase of gift cards. Plus if you've got an Amex cashback card, you get your normal level of cashback as well.

How it works

  • Register your Amex. Go to the American Express Shop Small website and register your card.
  • Start shopping. Find participating retailers and use your Amex for a purchase of £10+ in a single transaction.
  • Wait for the £5 cashback. It should appear as a credit to your card within five days, but in the worst case, could take up to eight weeks.

The offer only gets cashback once at each retailer per card but there’s no limit to the number of retailers you can get cashback from during the promotional period.

Which American Express cards qualify?

Anyone with an American Express card issued in the UK (including those issued by Lloyds Bank and MBNA) qualifies, apart from those issued by Barclaycard and TSB, corporate cards and pre-paid cards.

Ralph Lauren logoRalph Lauren 30%-40% off?*Last year, 30% off most items. 40% for orders of £350+

Prediction

For its Black Friday 2016 promotion, posh clothes brand Ralph Lauren* offered a code for 30% off most items. If spending £350 or more, the discount was increased to 40% off. The offer was only available online, not in stores, and we predict the same again this year.

Delivery's a whopping £9.95 (free on £70+ orders), so remember to factor this in.

Examples of strong discounts we spotted on Black Friday 2016 (last year's prices):

  • Men's polo shirt - £52.50 (£75 before code). Next cheapest we found, £60
  • Men's crew-neck sweater - £66.50 (£95 before code). Next cheapest we found, £79.20
  • Women's faux-wrap jersey dress - £94.50 (£135 before code). Next cheapest we found, £100

Obviously, Ralph Lauren isn't MoneySaving - but if it's something you'd buy anyway, do it while it's a bit cheaper. Having said that, we can't guarantee a Black Friday discount as in recent times Ralph Lauren seems to have reduced the frequency of its offers and promotions.

Important: Don't allow yourself to be taken in by the hype around Black Friday and be sucked into buying something you don't need or can't afford. And always do your own price comparisons to ensure you are getting the best deal possible - don't just take a retailer's word for it.

Next logoNext 50% off sale *Starting on Saturday. In stores & online

From Sat 23 Sep

Rumours about the big Next* sale have been circulating all week – and we can now confirm it will kick off from Sat 23 Sep in stores and online. This one's always popular with MoneySavers as sale items are at least 50% off, rather than the more common 'up to 50% off'. Check your local store's opening times (find your nearest*). 

As usual, the Next press office is staying tight-lipped about all the details, but we'll update you here and on Twitter @MSE_Deals and Facebook as soon as we have more info. 

H&M logoH&M 10% off plus free delivery When you join its loyalty programme 'H&M Club'

Sign up

If you're not already signed up to H&M Club, its free loyalty scheme, you can join via the H&M app or website, and you'll get 10% off plus free delivery (norm £3.99) on your next purchase online or in store.

H&M told us that you'll then have two weeks to use your voucher. You can see your voucher's expiry date when you sign in via the H&M app or website and click on 'H&M Club'. 

How to use it online

At the checkout stage, click on the box next to 'Add H&M Club voucher' (underneath the discount code section), and it will be applied automatically.

How to use it in store

To use it in store you'll need to download the H&M app. Go into the H&M Club section of the app and click 'activate in store only'. A voucher will then appear, which you'll need to show to your cashier at the till. Important: Once activated, the voucher will only be valid for 15 minutes - so make sure you don't activate it before you're at the checkout.

The voucher works on both full-price and sale items, but it can't be used on gift cards, designer collaborations, special collections or with any other discounts. 

Blue Nile Luxury logoBlue Nile 'up to 50% off' saleOnline only. Eg, £504 emerald & diamond ring (norm £1,020)

Now on

Let's be honest, luxury jewellery brand Blue Nile isn't exactly MoneySaving. However, if you are looking to splash out on something special and can afford it, you might as well get it while there's a decent discount to be had.

If you go online to Blue Nile, you'll find discounts of up to 50% off in its sale. We've asked Blue Nile for an end date, but it has yet to confirm. We'll update you here when we know more. Delivery's free.

There are 100+ items included in the sale. The discounted price is clearly marked and applied automatically at the checkout. 

Examples of strong discounts we found on Thu 30 Nov include:

As is the nature of sales, stock may be limited - so you'll need to go quick if you spot a gem.

Amazon logoAmazon Prime Student £10 off £40 spend*Via NUS Extra promo code

Ongoing

Prime Student members can get £10 off a £40 spend at Amazon* by entering a unique promo code from their NUS Extra account at the checkout, until 11.59pm on Sun 12 Nov.

It's one code per person and is valid on items dispatched from and sold by Amazon - the £40 spend excludes purchases made from third-party sellers, on Amazon Marketplace as well items bought from Amazon Warehouse Deals. See 'more info' below for further exclusions.

Get free access to Prime for six months

If you're not already subscribed to Amazon Prime Student, you can get a free six-month trial offering free Amazon next-day deliveries, plus access to Amazon's Prime Video and Prime Music streaming services.

The NUS Extra card is available to all students aged over 16 years (including distance learners and vocational students). It costs £12 and is valid for 12 months from the date of purchase.

More info

The code can't be used to purchase Amazon.co.uk gift cards, digital products, alcohol, baby and infant formula, against delivery costs, or against gift wrapping costs.

The offer only applies if the same delivery speed is selected for all qualifying items and it can't be used in conjunction with any other promotion.

If you return a qualifying item and the combined value of the items you keep falls below the minimum purchase requirement, Amazon can charge you for the discount you received.

River Island logoRiver Island 'up to 60% off' sale*Online and in stores. Eg, £20 jeans (were £42)

Now on

If you go online to River Island* or into a store (find your nearest*), you can take advantage of its 'up to 60% off' sale. Delivery's £3.99, or you can click and collect in a store.

The sale includes womenswear*, menswear*girls' fashion* and boys' fashion*. Items in the sale are clearly marked and the discount automatically applied. 

Examples of strong discounts we found on Thu 30 Nov include:

We found stock was limited on some items, so you'll need to go quick if there's something you're after.

Puma logoPuma up to 50% off sale*Online and in stores. Incl footwear and clothing

Ongoing

You can find discounts of up to 50% at sportswear brand Puma* in its ongoing sale online and in stores (find your nearest*). Delivery's £3.95.

Items included in the sale are clearly marked and the discount will be automatically applied at the checkout, so there's no need for a code. When we looked on Tue 19 Sep, there were 593 items in the sale.

Examples of strong discounts we found include:

As is the nature of sales, stock may be limited - so go quick if there's something you're after.

F&F Clothing logoF&F up to 50% off sale*In Tesco stores & online. On clothing, accessories & footwear

On now

If you go online to F&F clothing* or into a Tesco store that stocks its clothing range (find your nearest*), you could get up to 50% off selected womenswear, menswear and kidswear in its ongoing sale. Delivery's £3 or click & collect is £2.

Discounted items will be clearly marked online and in stores. As is the nature of sales, stock may be limited so go quick if there's something in particular you want. 

Some examples of strong discounts we found on Tue 19 Sep include:

H&M logoH&M £5 off £30 when you recycle clothesDonate unwanted clothes & get an in-store voucher

Ongoing

If you bring a bag of unwanted clothes or home textiles to your nearest H&M, you can get a £5 off £30 voucher to spend in store. H&M says the clothes can be any brand and in any condition. The bag should be a generously filled shopping bag, similar to a supermarket carrier bag. 

We asked H&M whether all stores are taking part in the offer, but it hasn't got back to us yet. If you're planning a special trip it's worth calling ahead to check if your local store is participating. 

For more info see H&M's 'recycle your clothes' page.

Wallis logoWallis 'January sale'*Boosted to up to 70% off selected lines in store & online

It's on!

Website: Wallis*
Find your nearest: store locator*
Start date (online): Started on Thu 15 Dec
Start date (in stores): Started on Thu 15 Dec
Sale strength: Now boosted to up to 70% off in store and online.
Likely to boost again? The sale's already boosted from up to 50% off to up to 70% off so is unlikely to boost again. 

Examples of strong discounts we found on Wed 8 Feb include:

As is the nature of sales, stock may be limited - so go quick if there's something you're after.

Asos logoAsos 10% student discount*Via student validation form, Unidays or NUS Extra

Ongoing

Students can get 10% off full-price items at Asos by getting a code via the Asos Student Validation form*, via Unidays*, or by entering your NUS Extra card number at the 'Confirm & Pay' checkout stage. 

You can spend a maximum of £500 (post-discount) per calendar month with this discount and it can't be used on delivery charges, Asos Marketplace, Asos Premier subscription, gift vouchers, sale items, or with any other offer. You can only use one code per order.

Adidas logoAdidas up to 50% off clearance *Online only. Eg, £80 trainers £56

Ongoing

If you go online to Adidas*, you'll find discounts of up to 50% off selected items including clothing and footwear in its clearance section. Delivery's £3.95 or free if you spend £50+.

Discounts are automatic and are clearly marked.

Strong discounts we found on Tue 19 Sep include:

Stock in its clearance section is limited, so you'll have to go quick if you see something you want.

Nike Store logoNike up to 30% off clearance*Online sale. Eg, £16 tank top £9

While stock lasts

If you go online to Nike*, you'll find discounts of up to 30% off selected items including clothing and footwear in its clearance section. Delivery's £4.50 or free if you spend £50+.

Nike says stock is added to the sale section at least once every two months and that it usually includes around 1,000 items, from men's, women's and kids' departments. It also often runs extra 20% off codes, so it's worth keeping an eye on our discount vouchers page.

Strong discounts we found on Tue 19 Sep include:

La Redoute logoLa Redoute: MoneySaving tips & tricks*Incl free Click & Collect, up to 50% sale

Ongoing

There are always ways to save money at fashion and home retailer La Redoute*, so even if there isn’t a cracking deal out there that works for you, don’t assume you can’t cut your costs.

Ways to save include:

  • Free Click & Collect on all orders. La Redoute's delivery costs £3.99, but you can save money by collecting your order from a local pick-up point. For many, this is actually more convenient as it eliminates the risk of items being delivered while you're out.
     
  • Browse the sale. There are regularly discounts of up to 50% off in the La Redoute sale* - which is always stocked, though the number of products in the sale does fluctuate. And occasionally, there are codes that'll give you an extra discount on sale items too.
     
  • Check for deals from similar retailers. If you're not committed to buying from La Redoute, check for offers and discounts from other retailers such as AsosMatalan and Next.
     
  • Had a problem with La Redoute? There's a free online tool you can use to complain - it helps draft, manage and if necessary escalate your complaint. It's offered by a firm called Resolver, which we like so much we work with it to help people get complaints justice - you can use it to complain to La Redoute*.

If you spot any hot deals out there we have missed (we are human after all!), please let us know on Twitter @MSE_Deals, on Facebook or by emailing msedeals@moneysavingexpert.com.

Timberland logoTimberland 10% student discountOnline discount via NUS Extra website

Ongoing

If you’re an NUS Extra card holder, log in to your account to get a code for 10% off online at Timberland*.

NUS Extra cards cost £12, and can get you discounts at more retailers than your student ID, including Superdrug, Amazon and Domino's.

Accessorize logoAccessorize 10% student discount*Show NUS Extra card in store, or via Unidays online

Ongoing

Students can get 10% off in store at Accessorize* with an NUS Extra card - simply show your card at the checkout to get the discount.

If you're shopping online, you'll need a code from Unidays, which you can get for free by signing up with your university details.

Warehouse logoWarehouse 20% student discountFull-price items only. Via NUS Extra and Student Beans

Ongoing

Students can get 20% off full-price items online and in store at Warehouse. You'll need to show an NUS Extra card at the checkout in store, or enter your card number online to get the discount.

NUS Extra cards cost £12, and can get you discounts at more retailers than your student ID. If you don't have one already, you can still get this discount online via Student Beans by signing up for free with your university details.

Timpson logoFree dry cleaning for interview outfitFor the unemployed only at Timpson. No voucher needed

Ongoing

High street chain Timpson is offering free dry cleaning to the unemployed - if you need an outfit for a job interview.

You don't need a voucher for this, just ask at the counter to get the deal. Timpson confirmed you can get your suit/outfit cleaned for free as long as it's for an interview.

This deal first launched a year ago but has sparked renewed interest in recent weeks and we believe it’s a decent offer worth mentioning again. Timpson told us there isn't currently an end date and that the offer would continue to run as long as people didn’t 'take it to the cleaners', so please only claim the free dry cleaning if you genuinely need it.

The offer is running in every store that has dry cleaning facilities - about 500 locations across the UK. Find your nearest Timpson store here.

Spafinder logoSpafinder 10% off for new email subscribersOnline code valid on £50+ gift vouchers

Sign up

If you're not already signed up, new subscribers to the Spafinder newsletter will be sent an email with a code for 10% off your next £50+ gift voucher purchase. We asked Spafinder how long this offer will be running for, but it hasn't got back to us yet. Check the bottom of your email for the expiry date of your code.

The code can't be used with any other offer. You can unsubscribe from the newsletter at any time if you no longer wish to receive it.

Gap logoGap 20% off for new email subscribers*Code for full-price items in-store and online

Sign up

If you're not already signed up, new subscribers to the Gap newsletter* will be sent an email with a unique code for 20% off full-price items. You then have until 11.59pm seven days from the email send date to use the code either in store or online. Delivery's £4.

The offer excludes gift cards, any products involving collaborations with third party designers, cashmere, leather goods and Junk Food licensed items. You can unsubscribe from the newsletter at any time if you no longer wish to receive it.

M&S logoM&S 3for2 knickers*Online & in selected stores. Incl selected £6 knickers

Mix & match

If you go online to M&S* or into a store, you can get 3for2 on selected £6 knickers. Delivery's £3.50 or collect in store for free.

Add three items from the 3for2 mix & match selection* to your basket and the cost of the cheapest one will be automatically deducted at the checkout. In stores, items valid in the 3for2 will be clearly marked.

Next logoNext: MoneySaving tips & tricks*Incl free Click & Collect, checking price tags & haggling tips

Ongoing

There are always ways to save money at Next*, so even if there isn’t a cracking deal out there that works for you, don’t assume you can’t cut your costs further.

Ways to save include:

  • Free Click & Collect. Every online purchase is eligible for free Click & Collect and there's no minimum spend required.

  • Look out for hand-written numbers and letters on price tags. Next shop staff are renowned for writing on price tags before sales. If you spot hand-written markings on a full-price item you want to buy, hold off – it probably means the item’s about to be reduced.

  • Try haggling. We polled 2,518 MoneySavers to find out in which shops hagglers have most success. High street fashion retailers did feature, so it’s worth a go. Find out more in our Haggle on the High Street guide.

  • Check the Clearance page. The Next Clearance* page lists clearance stock from all departments. Stock is limited, so it's worth filtering your searches by product and size.

  • Check out similar retailers, eg, Debenhams. If you're not committed to buying from Next, check out our deals from DebenhamsDorothy PerkinsBHSJohn LewisHouse of FraserVery and Littlewoods, where there may be a better offer.

  • Want more? Find out more shopping tricks in our Shopping Secrets guide.

  • Had a problem with Next? There’s a free online tool you can use to complain – it helps draft, manage and if necessary escalate your complaint. It’s offered by a firm called Resolver, which we like so much we work with it to help people get complaints justice – you can use it to complain to Next*.

If you spot any hot deals out there we have missed (we are human after all!), please let us know on Twitter @MSE_Deals or by emailing vouchers@moneysavingexpert.com.

H&M logoH&M: MoneySaving tips & tricksIncl checking shop layouts & haggling

Ongoing

There are always ways to save money at H&M, so even if there isn’t a cracking deal out there that works for you, don’t assume you can’t cut your costs further.

Ways to save include:

  • Keep an eye on shop layouts and you could find out when a sale's coming up. Items are generally laid out by season's look in stores, but when a sale's coming, they're arranged into categories, eg, trousers and tops - if you're about to purchase and you notice a layout change, it could be worth waiting.

  • Try haggling. In May 2016 we polled 1,400 MoneySavers to see in which shops hagglers have most success. H&M came out with a 50% success rate - so it's worth a go. Find out more in our Haggle on the High Street guide.

  • Check out similar retailers, eg, New Look and other fashion retailers. If you're not committed to buying from H&M, check out our deals from New Look, Asos, Next, TopshopTopman, River Island and Zara, where there may be a better offer.

  • Want more? Find out more shopping tricks in our Shopping Secrets guide.

  • Had a problem with H&M? There’s a free online tool you can use to complain – it helps draft, manage and if necessary escalate your complaint. It’s offered by a firm called Resolver, which we like so much we work with it to help people get complaints justice – you can use it to complain to H&M*.

If you spot any hot deals out there we have missed (we are human after all!), please let us know in the MSE forum, email us at msedeals@moneysavingexpert.com​ or via MSE Facebook and Twitter @MSE_Deals.

New Look logoNew Look: MoneySaving tips & tricks*Incl online shopping trick & haggling

Ongoing

There are always ways to save money at New Look*, so even if there isn’t a cracking deal out there that works for you, don’t assume you can’t cut your costs further.

Ways to save include:

  • Free Click & Collect on orders over £19.99. Delivery costs £3.99, so if you've got between £16 and £19.99 worth of stuff in your basket online, it's worth checking whether there's an item you could add to make your total £19.99, so you can pick up from a store for free.

  • Try and get a discount by abandoning your online shopping basket. In our Shopping Secrets guide we've compiled a list of online discounts that Forumites say they've received after abandoning an item in their shopping basket. We can't guarantee you'll get a discount, but a Forumite told us they were offered 20% off, so it's worth a try.

  • Try haggling. In May 2016 we polled 1,400 MoneySavers to see in which shops they had most success. High street fashion retailers did feature - so it's worth a go. Find out more in our Haggle on the High Street guide.

  • Check out similar retailers, eg, H&M and other fashion retailers. If you're not committed to buying from New Look, check out our deals from H&MAsosNextTopshopTopman and Zara.

  • Had a problem with New Look? There’s a free online tool you can use to complain – it helps draft, manage and if necessary escalate your complaint. It’s offered by a firm called Resolver, which we like so much we work with it to help people get complaints justice – you can use it to complain to New Look*.

If you spot any hot deals out there we have missed (we are human after all!), please let us know on Twitter @MSE_Deals, via MSE Facebook or by emailing msedeals@moneysavingexpert.com.

Asos logoAsos: MoneySaving tips and tricks*Incl up to 70% off outlet and delivery tips

Ongoing

There are always ways to save money at Asos*, so even if there isn’t a cracking deal out there that works for you, don’t assume you can’t cut your costs further.

Ways to save include:

  • Up to 70% off bargains. Check the Asos Outlet for reductions on women's fashion* and men's fashion*.

  • Free delivery. Delivery's £3, but if you spend £20 or more, it's free. Asos often has items for £3 or less in its outlet and accessories categories, so if you've got between £17 and £20 in your basket, it's worth checking if there's an item you can add to bring your total to £20 and get free delivery.

  • Unlimited next-day delivery for £9.95 a year. It's always more MoneySaving to go for standard delivery, but if you're going to choose next-day delivery or nominated-day delivery more than once a year (both normally £5.95 a time), you'd save money with an Asos Premier Delivery*. This membership costs £9.95 and automatically renews every year - if you want to cancel, you'll need to do it in the last 28 days of your 12-month membership.

  • Check out similar retailers, eg, House of Fraser and other fashion retailers that sell what you're looking for. If you're not committed to buying from Asos, check out our deals from House of FraserJohn LewisNextZaraTopshopTopmanH&MFrench Connection and Ralph Lauren, where there may be a better offer.

  • Had a problem with Asos? There’s a free online tool you can use to complain – it helps draft, manage and if necessary escalate your complaint. It’s offered by a firm called Resolver, which we like so much we work with it to help people get complaints justice – you can use it to complain to Asos*.

If you spot any hot deals out there we have missed (we are human after all!), please let us know on Twitter @MSE_Deals or by emailing msedeals@moneysavingexpert.com​.

 

Blacks logoBlacks 15% off for armed forcesShow MoD card in store for discount

Ongoing

Serving military personnel can get 15% off at outdoor retailer Blacks when they show a valid MoD service ID.

It’s valid in stores and includes all departments. This discount cannot be used in conjunction with any other offers, it also excludes gift card purchases and sale items.

This discount is valid in store, but if you would like to claim this discount online you would need to sign up to the Defence Discount Service.

More info

The Defence Discount Service is the official MoD discount service. You can sign up to their website for free to access online deals.

Banana Republic logoBanana Republic 15% offNew online newsletter sign-ups

Ongoing
Sign up to the Banana Republic newsletter and you'll be emailed a voucher to use online or in store.

You can show the code in stores on your smartphone too. Delivery's £4 and you've got 45 days to use the voucher.
More info
The voucher's not valid with other offers and gift cards and can only be used once. It excludes leather outerwear and leather handbags.

Amazon logoAmazon Prime Student free for 6 months*Includes free next-day deliveries, video and music streaming

Ongoing

Students can get free Amazon next-day deliveries for six months, plus access to Amazon's Prime Video and Prime Music streaming services (usually £79/year via Prime), by signing up to Amazon Prime Student*. After the trial ends, you can get 50% off full Prime membership (£39/year).

Who counts as a student?

You must be a UK student aged 18+, with an .ac.uk email address. Or if you've not got one of those, send an email from the address that's linked to your Amazon account to: amazon-student-verification@amazon.co.uk giving proof of enrolment (see the full T&Cs). Even if you've already had an Amazon Prime or Amazon Family free trial, you can still take up this offer.

Important: While the trial is free, this is a subscription offer, so you'll need to enter card details and diarise to cancel or you'll be charged once the trial ends. There's no obligation to continue with the paid subscription. Once you graduate or after four years (whichever's first) the price for Prime will jump to £79/year. To cancel, go to Manage Your Prime Membership.

Prime Student members can also get £10 off a £40 spend at Amazon by entering a unique promo code from their NUS Extra account at the checkout, until 11.59pm on Sun 12 Nov.

Reiss logoReiss up to 50% off*Online and in-store sale on men's and women's clothing

Ongoing

Shop online at Reiss* (delivery's £5 or collect in-store for free) to get up to 50% off, while stocks last. 

Although the sale is being advertised as up to 50% off, if you have a nosey around you can find some even bigger reductions, including men's shirts for £25 (were £85), women's dresses for £60 (were £195) and women's court shoes for £75 (were £140).

Wallis logoWallis up to 50% off*Ongoing online sale section

£4 jackets
Go online to Wallis* (delivery's £3.95 ) or collect in-store for free and you'll get up to 50% off selected current and previous season items while stocks last.

Bargains we've found include dresses for £15 (were £40), floral kimono jackets for £15 (were £48) and skirts for £10 (were £30).

Cloggs logoCloggs Uggs discounts*Regular online sales for Uggs

Free del
Shop online in the Uggs sale section of Cloggs* to see what offers are available.

Delivery's free.

Dorothy Perkins logoDorothy Perkins 10% off code*Sign up to the newsletter for online code

Ongoing
Sign up to the Dorothy Perkins newsletter* and get a code for 10% off your first order. Delivery's £3.95 or collect in store free.
MSE Deborah says:

To cover the cost of delivery, you'd need to spend £40+ with the code. Otherwise buying in store's cheaper.

More info
Not valid with other offers/promos or gift cards/vouchers.

Oasis logoOasis up to 70% off*In-store and online sale while stocks last

Womenswear
Shop online at Oasis* (delivery's £3.99) or in-store while stocks last. Around 50% of current stock is included in the sale and items are a mix of both current and previous season.

Bargains we've spotted include dresses for £15 (were £22), kimonos for £10 (were £42) and coats for £45 (were £75).
use the money mantras

Before spending, use Martin's Mantras. If you answer 'NO' to any, Don't buy!

are
you
Skint? ask:
  • Do I need it?
  • Can I afford it?
are
you
not skint? ask:
  • Will I use it?
  • Is it worth it?
Section 75

Free protection for all shopping!

There's a little-known piece of legislation that turns any credit card into a financial self-defence superhero. 'Section 75' of the Consumer Credit Act means your plastic must protect anything you buy for more than £100 for free, so if there's a problem or the company goes bust, you can still get your money back.

And although Section 75 doesn't apply to debit cards, there is something else to fall back on if you've paid using a debit card, or used a credit card for a purchase under £100. Known as Chargeback, this is part of banks' and card companies' internal rules and not a legal requirement. Read full details of Section 75 or Chargeback, plus how to claim, in our guides.

If a link has a * by it, that means it is an affiliated link and therefore it helps MoneySavingExpert stay free to use, as it is tracked to us. If you go through it, it can sometimes result in a payment or benefit to the site.

You shouldn't notice any difference and the link will never negatively impact the product. Plus the editorial line (the things we write) is NEVER impacted by these links. We aim to look at all available products. If it isn't possible to get an affiliate link for the top deal, it is still included in exactly the same way, just with a non-paying link. For more details, read How This Site Is Financed.

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