Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... free £175 is back, £235 NYC flights, 70% off sales (Asos, H&M etc), 1.65% savings, £10 London theatre, 28mths 0%, Hotpoint help
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DON'T believe the fake ads on Facebook |
FREE £175 to switch bank is back Banks know many use the new year to sort their finances, so right on cue, two switching biggies are back, though another hot offer is ending. So if your bank's a bad'un, or you just want free cash, now's a great time to show your bank the door. What's more, switching is easy and only takes seven working days, and the new bank moves all payments for you. All below require a not-too-harsh credit check and you must use their switching services to get all the perks...
For more information and other options, see our Best Bank Accounts guide. |
SALES BOOST - now up to 70% off at Asos, H&M, Topshop etc. It's that time when big sales get bigger - plus we expect more to follow soon, incl Boots and M&S. Full info and updates in January sales. Got savings? Start the new year by ditching paltry returns for up to 1.41% easy access or 1.65% fixed for 1yr. For true easy access, Marcus* and Ford Money* pay 1.35% AER variable (min £1) and allow unlimited withdrawals. Shawbrook Bank is 1.41% AER variable, but it's a min £1k and the min withdrawal is £500, so it's not as flexible. Keep an eye on 'em as rates could fall. If you want certainty, Ford Money* (min £500) pays 1.65% AER fixed for 1yr, but as with all fixes, your money is locked away and you won't benefit if rates rise. See Top Savings for more. £10-£40 London theatre, incl £30 The Lion King, £10 Everybody's Talking About Jamie. Sale started in Dec, but 1,000s of tickets still available for Jan/Feb shows. London theatre Got a Hotpoint or Indesit washing machine? Your rights as 100,000s recalled over fire fears. See Hotpoint/Indesit rights. Personalised A4 photo calendar £6 deliv. MSE Blagged. Norm £11ish. Or A3 for £8 (norm £13ish). Card Factory |
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If you can't afford to clear your card debt, you can't afford not to try to shift it to 0% January's credit card statements are scary for many. Yet don't wait for 'em to drop. The key is a balance transfer, where you get a new credit card to pay off other credit or store cards, so you owe it instead but at 0% interest. It helps you get debt-free quicker (if you don't borrow more) as repayments clear what you owe, rather than servicing interest. And the new year has brought some new offers. Two need-to-knows, then the top cards... - Don't just apply. FIRST find which cards you're likely to be accepted for. Our Balance Transfer Eligibility Calculator shows your acceptance odds, helping you to minimise applications and protect your credit score.
a) Never miss the min monthly repayment, or you could lose the 0% deal and it'll cost far more. |
Know your tap water rights in bars & restaurants - handy if doing Dry January. See tap water rights. PS: But if you fancy a beer or a cider, know your pint rights so you get a fair pour (and please be Drinkaware). Superdry prescription specs £22 all-in. MSE Blagged. Norm £100+. Via SpeckyFourEyes code. Cheap post-Christmas reduced chocolate - can you find 25p Giant Smarties tubes, 50p Cadbury selection boxes etc? See our cheap chocs round-up. Don't like the dodgy socks or garish jumper you got for Christmas? See your present return rights. Earn £15 Amazon/M&S voucher doing quick online surveys. MSE Blagged. Popular site where you're paid to fill in surveys and do online searches. We've a link for newbies to earn £5 and get a bonus £10 through Swagbucks. |
AT A GLANCE BEST BUYS
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Flight sales on NOW - how to land mega-cheap deals, eg, NYC £235 rtn January is the busiest holiday-booking month, so every year there tends to be a host of airlines sales - and it's happened again. Yet it still takes skill to navigate to the hot deals and steer clear of the duds. Our Cheap Flights guide helps, though for speed we've summarised the key points here. So seatbelts fastened, let's go...
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PAYDAY LOAN RECLAIM SUCCESS OF THE WEEK: You could save £670+ in 2020 with the '1p Savings Challenge'. It's popular with our Forumites, so join them in the 1p Savings Challenge. |
THIS WEEK'S POLL How did you fare financially in 2019? As we kick off the new year, we want to find out if you're financially better off now than you were at the start of 2019. Whether you saved money, paid off debt, overspent, had a pay rise or had a pay cut, tell us how your household finances fared over the past year. How did you fare financially in 2019? Fairytale of New York is your favourite Christmas song. You may be sick of it by now, but last week we asked you to tell us your number one festive tune. More than 11,000 voted and the Pogues took the crown, with 38% of you picking Fairytale of New York as one of your top three festive hits - more than any other. Chris Rea's Driving Home for Christmas and Last Christmas by Wham were second and third, respectively. See full Christmas song poll results. |
MONEY MORAL DILEMMA Should I let my husband sell his Nirvana T-shirt that I love for £80? My husband has a Nirvana T-shirt which I love to wear around the house. I made the mistake of telling him it could be worth a lot of money, and he found it's worth about £80. Now he wants to sell it, but I want to keep it. Enter the Money Moral Maze: Should I let my husband sell his T-shirt? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: Jolly January's bring your lunch to work |
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MARTIN'S APPEARANCES (THU 2 JAN ONWARDS) Mon 6 Jan - This Morning, ITV, 10.55am MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Fri 3 Jan - BBC South West stations, Good Morning with Joe Lemer, from 5am, Guy Anker on debt-busting |
QUESTION OF THE WEEK Q: There are loads of different broadband deals for varying speeds out there at the moment. What speed should I go for? Michael, via email.
Please suggest a question of the week (we can't reply to individual emails). |
IT'S A NEW DECADE, BUT WANT TO SEE WHAT MSE LOOKED LIKE A DECADE AGO? That's all for this week, but before we go... as we start the '20s (sounds strange, doesn't it?), we thought we'd look back at what the site looked like at the start of the noughties. So check out our MSE grows up Facebook post to see how our look has changed from when we were a wee little'un and let us know what you think of our evolution. We hope you save some money... and of course we wish you a financially fabulous New Year, |
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