Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... Spain help, free £50 bike vch, 40% overdrafts, £6/mth Sim, free £37.50 Sainsbury’s, 50% off restaurant finder, Lego deal, fast track passports
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Mobile contract prices have dived in the past year if you don't need a new handset, so the key way to save is to switch to a cheap Sim - the chip in your phone which dictates your network and allowances. As most deals offer plentiful mins and texts, data is the key, and in recent months we've seen the cheapest-ever Sims at many data levels. Today we've the cheapest-ever 8GB Sim - and while the majority of people use much less, it smashes most low or medium-usage prices. So if you're one of the 9m out of contract, often vastly overpaying, check if you can save £100s/yr. Here are the top deals, all with unlimited mins & texts, followed by key switching tips...
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NOW ALL GONE - but click the link for info on the scheme & more MoneySaving cycling tips Spain travel chaos rights (+ what'd happen if turmoil spreads elsewhere): refunds, insurance, quarantine etc. 100,000s have had plans thrown into disarray after the sudden Govt restrictions on Spain, amid warnings "no travel is risk-free". For full guidance, see our Spain travel rights help (incl Martin's video briefing), which also details what'd happen if restrictions were placed on other countries too. New. Eat Out to Help Out tool - which restaurants near you are taking part? Tuck yer napkin in... the Govt's subsidising 50% off meals on Mon-Wed in Aug, up to £10pp. It'll work at 53,000 outlets, including McD's, Subway, independents and some pretty posh places too. See the new 50% off food finder. Beauty dupes - can a £10 Lottie London replicate a £43 Urban Decay eyeshadow palette? Lots of stores sell own-brand items that mimic designer brands - often called 'dupes'. See how much you can save by taking our Beauty Downshift Challenge, then decide if it's for you. News on Martin's free financial education textbook: Scot, Wales & NI to get versions to join England's. In 2018 Your Money Matters, the first-ever curriculum-mapped financial-education textbook was written with 340,000 copies sent free to Eng state schools, all paid for by a private donation from Martin to charity Young Money. Today he announces new versions for the other UK nations, with the cost split between him and the Money and Pensions Service. Get a free PDF of the English version. More on the Scot, Wales & NI versions to come.
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One credit card deal that works one of two ways (or both)... This is a bit of a hybrid credit card - good if you're a Sainsbury's shopper keen for extra points, or good if you want to borrow the cheapest way... or both. And as we haven't featured a trick like this in a while, we thought we'd tell you about it now. However, as we always say, NEVER use such cards as an excuse to overspend or fill income gaps. Important. Only those who have a Nectar card and have had it for at least six months can apply, but with a mammoth 18+ million cardholders, it's hardly that restrictive. Plus you need to be a new Sainsbury's Bank customer.
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New 5-day fast-track passport renewal if you're stuck in the long backlog. Holiday plans are up in the air for many people, but if you are going abroad soon, we explain how to sort a quick passport renewal. Want an early try of MSE's new, unique, auto-compare-and-switch energy service? We plan to fully launch it in the autumn, but the tool's all working now - it's only missing a few bells and whistles. If you want to be one of the first to try it, just go to MSE's Autoswitch. For more info, see Autoswitch FAQs. And do let us know what you think. Urgent. Tax credit renewal deadline is THIS FRIDAY (31 Jul) - check now for errors. Nearly 3m letters have been sent out and some people MUST respond or payments could stop. For most, credits will automatically renew this year as so many have been affected by the coronavirus crisis - but you could still lose out if your info's wrong, so check and TELL 'EM if it's not right. Tax credit help Struggling due to coronavirus? Help to cut insurance bills set to be extended. Customers may have till Oct to ask for help to cut costs or get payment holidays. Insurance help 80% off a month's supply of 'tailored' dog food (eg, £25 worth is just £5). MSE Blagged. Put in info about your dog (eg, breed, age, dietary needs) and Tails.com creates a recipe for your furry friend. Full info in Tails doggy deal. Martin: 'What the Money & Mental Health Policy Institute charity has done this year.' From Covid to the 'Stop the Charge' campaign, and launching 'Mental Health Accessible', Martin's blogged his Money & Mental Health Policy Institute 2019/20 chair's statement. |
AT A GLANCE BEST BUYS
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School uniform grants of up to £200/yr per child? Low-income families can apply for help via some councils. See Can I get help with school uniform costs? 1 in 8 chance of getting all your money back at Argos, Nike, Groupon, ShopDisney and more. MSE Blagged. If there's no discount code or bigger cashback elsewhere, it's fun and can pay off. Eg, Forumite natty16 said: "I've won five times and received just short of £300." Read how Boom25's lucky dip offer works. SUCCESS OF THE WEEK: Supplier goes bust before delivering your goods? New law could give you more rights. The Govt is consulting on plans to ensure items are counted as your property rather than a business asset in that scenario. New consumer rights? |
THIS WEEK'S POLL Are you working from home - and would you like to keep doing so? With guidance on working from home now being relaxed around the UK, we want to know if you've been working from home over the past few months. And, if you have, do you want to keep doing so when it's deemed safe to return to work? Let us know in this week's poll. Supermarkets, garden centres and hairdressers top the list of places MoneySavers feel comfortable going to. Last week, we asked which places you're comfortable going to as lockdown eases, and which you'd still rather avoid. Over 9,000 people responded. 78% said they'd already been, or were happy going, to a supermarket or garden centre, while 62% said the same for hairdressers. But 80% would still avoid going to tattoo studios, and 64% gyms and spas. See full poll results. |
MONEYSAVING NEWS - Top story: Prices to rise for 100,000s of Plusnet broadband and phone customers |
MONEY MORAL DILEMMA Is it wrong to use staff discount after I've quit? It's a year since I left my job with a large, well-known fashion brand, which I still buy from regularly online. As employees, we got a secret code for 20% off and free delivery, which I assumed would be deactivated after I quit. Evidently, this isn't the case as I still use the code for every purchase. It's hardly a MoneySaving brand, so I couldn't afford to buy stuff from it as often as I do if I had to pay full price. My mate who still works there says the company won't care because they're still making a sale, but it feels dishonest. Should I stop? Enter the Money Moral Maze: Is it wrong to use staff discount after I've quit? | Suggest an MMD | View past MMDs |
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MARTIN'S APPEARANCES (WED 29 JUL ONWARDS) Thu 30 Jul - Good Morning Britain, ITV, from 8am MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 29 Jul - BBC One and BBC News, from 9.15am, Guy Anker on travel rights |
SPROUTS ARE FOR LIFE, NOT JUST FOR CHRISTMAS (SAY SOME)... That's it for this week, but before we go... after the Brussels sprout was voted the UK's most hated vegetable last week, loads of you joined a tasty debate on our social channels about the humble little vegetable. Some sprung to its defence, saying they enjoy 'em all year round, not just during the festive season. Meanwhile, broad beans, carrots and parsnips were also dragged into the debate. Let us know where you stand on the love/hate veg debate on Facebook. We hope you save some money, stay safe, |
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