Archive: MoneySavingExpert's Money Tips Email
Over 50 ways to save, incl... 24 Xmas tips, Lidl £12off, new Help2Buy, no-fee 0% + £20 Amzn, 1.25% savings, student loan reclaim, £50 breakdown, Cheap Mobile Finder and more
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
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Two weeks ago we launched Cheap Mobile Finder, our new service with four powerful tools to slice down mobile costs. And we've had great feedback, such as Peter's - he emailed: "Used your tool and bought an iPhone SE, a 24mth deal with EE, saving almost £200 over buying the handset and getting a Sim. Very pleased, thank you." Now we've opened its lid, peeked inside, and grabbed handfuls of data to find out what you want, what you really, really want...
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Ends TOMORROW. Shift debt to 18mths 0% for NO FEE, plus £20 Amazon vch. Apply by noon THU and those accepted for this Santander 18mth no-fee 0%* credit card get a £20 Amazon vch within 90 days (after Thu, there's no vch). So if you've credit or store card debt, check NOW if you'll be accepted via our eligibility calc. As there's no fee, if you clear what you owe within 18mths it's totally free, and you get the vch. Golden rules: 1) Pay at least the monthly min. 2) Pay it off within 18mths or it's 18.9% rep APR. 3) Don't spend/withdraw cash on it. Full options in Top Balance Transfers (APR Examples). Reclaim student loans - we reveal 100,000+ overpay as they're on the WRONG payment plan. Found via our Freedom of Information request - one MoneySaver got £1,500 back. Full info in 100,000 overpaid student loans news. Related: Full Reclaim Student Loans guide (incl other ways you may have overpaid). New Govt first-time buyers' Help to Buy Equity Loan scheme. Buy a new-build home with a 5% deposit. Full pros and cons in our new Help to Buy Equity Loan guide. Related: MSE First-Time Buyer free booklet. Send £200+ abroad (eg, for Christmas), get a £25 Amazon vch. MSE Blagged. Send £200+ abroad via our special Azimo link and it now gives a £25 Amazon vch. As its exchange rates tend to be competitive, that means it's often unbeatable. Yet foreign currency is an under-regulated area, so for full safety info and links, see our Sending Money Abroad guide. HSBC, First Direct, M&S, John Lewis bank customer? You may get a £100 cheque. If you've been in arrears in the past, it may send you a cheque as compensation. Full info in HSBC cheques. Fully comp car breakdown cover £50/yr via our link (norm £60). MSE Blagged. It's long been our cheapest full service breakdown pick, and currently newbies going for AutoAid* via this link get £10 credit automatically paid back to their debit/credit card within 60 days. It covers you and your partner in any car you drive, incl home start, snow recovery and onward travel. Full info in Cheap Breakdown Cover. Urgent. Cheap big-name energy deals pulled as predicted, but a few hot deals are left - save £200+/yr. Last week, we told you we thought many big energy firms would pull their cheap switchers' tariffs any moment as they hit year-end targets, and most went by Fri, relaunching tariffs up to £50/yr more expensive. There are still some decent deals left though, like GNE's 1yr fix and Pure Planet's 1yr fix, which will save someone with typical use up to £205/yr including MSE cashback - both have decent customer service feedback. Is choosing confusing? Try our Pick Me A Tariff tools. |
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Big interest for ickle people. The top children's savings pay 3.5% - perfect if you're giving 'em Christmas cash gifts
PS: Tip from Martin - why not make the decision about where to save together with your kids? It's a great way to start to engage them with making good money decisions. Plus if they're 14+, download the free financial ed textbook for them. |
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Free bonus £10 for ALL Swagbucks members who earn £10+ doing surveys, searches etc. MSE Blagged. Swagbucks is a popular site with MoneySavers and we often run deals rewarding new sign-ups, but for the first time, newbies AND existing members can earn a bonus. Swagbucks Top 1.25% easy-access savings via special MSE code. This was mega-popular last week - if you missed it, autosaving app Chip launched an account paying 1.25%, smashing normal savings rates. To get it, you usually need a friend to invite you, but with this deal, MSE's your friend. This isn't a normal savings account though, so read our full 1.25% savings help. Sadly redundancies have hit a record high - tool up on your rights. Some 370,000 people were made redundant in the 3mths to Oct, a new record. If you're affected, or worried you might be, we've full redundancy help. EXTRA 15% off already reduced Kurt Geiger, Joules and Steve Madden shoes. MSE Blagged. Via code valid on the Shoeaholics 'up to 70% off' sale. Ends Thu. Shoeaholics Told to self-isolate by the NHS Covid-19 app? It now lets those eligible claim £500 payments. If you're on benefits or a low income and unable to work because you're self-isolating, you may be able to claim. This includes if you're still self-isolating and were told to before last Thu's change. See £500 support payments. |
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| AT A GLANCE BEST BUYS
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SUCCESS OF THE WEEK: |
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THIS WEEK'S POLL How do you rate your energy provider's recent service? Winter's here, the heating's on and while we're all about slashing energy bills, we know customer service counts too - so let us know how your energy firm has been doing in this week's poll. Most of you have already done all or most of your Christmas shopping. With the big day fast approaching, 72% of the 5,400 of you who voted in last week's poll said your shopping's finished or nearly finished - and you're much more prepared than the same time in 2018, when just 57% said they were (nearly) finished. However, 13% of men and 4% of women hadn't even started. See full Xmas shopping poll results. |
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MONEY MORAL DILEMMA Should I keep the money my plumber would have made from selling my old taps? While I was getting my bathroom redone, a woman knocked at my door and said she was there to buy my old taps, which she'd seen online - it turns out the plumber had put them up for sale. I sold her the taps, but I hadn't intended to - I assumed the plumber would have taken them away with the rest of the fittings. Should I keep the money or share it with him? Enter the Money Moral Maze: Should I keep the tap money? | Suggest an MMD | View past MMDs |
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MARTIN'S APPEARANCES (WED 16 DEC ONWARDS) Thu 17 Dec - This Morning, phone-in, ITV, 10.55am MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 16 Dec - BBC Three Counties, Stuart Miles, from 12.15pm, Helen Saxon on changes to the Help to Buy scheme |
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DO YOU SHARE A NAME WITH SOMEONE FAMOUS? That's all for this week, but before we go... William Shakespeare (who just happened to be from Warwickshire) was the second person in the UK to get the long-awaited Covid-19 vaccine. It prompted us to ask if any MoneySavers shared a name with someone famous... Ben Stokes told us he often gets congratulated on his Cricket World Cup exploits, Amy Macdonald wrote to say she's not the singer, and Phil Collins was just 'whatever' about the whole thing. Tell us about your celeb name-sharing in our Facebook post. We hope you save some money, stay safe, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email santander.co.uk, autoaidbreakdown.co.uk, tsb.co.uk, moneysupermarket.com, confused.com, gocompare.com, comparethemarket.com, tescobank.com, cahoot.com Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |
15 September 2021
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SIX banks now pay you to switch
Incl Santander's new FREE £130
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Shift debt to 27 months 0%
At essentially NO FEE
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New. Not great at saving?
Chip auto-save app does it for you at 0.7%
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30 Amazon hacks
Incl free Deliveroo delivery
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Martin's energy warning
'Your bill is about to JUMP by £100s'
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£40 cashback for investing £400
If you plan to 'robo-invest'
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500,000+ water-saving FREEBIES
Eg, £20 shower heads and £5 tap inserts.
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Read the full email
For all the latest deals, guides and loopholes simply sign up today - it’s spam free!
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PCR tests to be scrapped for fully vaccinated travellers returning to England in October
17 September 2021![]()
Fully vaccinated travellers will no longer need to take a pre-departure Covid-19 test before they depart for England from 4 October. In addition, they'll only need to take a cheaper lateral flow test on arrival to England from later next month under an overhaul to the 'traffic light' travel system. Eight destinations will also come off the red list from 22 September. -
Coronavirus Travel Rights
17 September 2021![]()
The coronavirus outbreak is causing major travel disruption around the globe -
Latest coronavirus 'traffic light' travel update due this week
16 September 2021![]()
The next update of the coronavirus 'traffic light' travel system, used to govern the action holidaymakers take when they return to the UK from overseas, is due to take place this week. This will provide the latest information on which destinations will feature on the Government's 'green', 'amber' and 'red' travel lists. -
Teletext Holidays to pay out £7m in outstanding refunds - here's how to make a claim
16 September 2021![]()
Teletext Holidays and its sister company Alpharooms have agreed to refund £7 million to thousands of customers still waiting to get their money back after their package holidays were cancelled due to the coronavirus crisis. Here's how to make a claim. -
'I'm self-employed but confused about whether I can claim the fifth grant' – Unsure? Here's what you need to know
16 September 2021![]()
100s of self-employed people are confused about what constitutes being “adversely affected” by coronavirus, we have some helpful scenarios to work out where you stand, as well as HMRC’s guidance.
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Is it time to ban Christmas presents?
14 September 2021![]()
Update September 2017: It’s eight years since I first braved this subject, expecting a snowstorm of protest. Instead, year after year more join in, like Julia who recently tweeted me, “@MartinSLewis, finally took your advice and told my family I can’t afford Christmas presents. What a weight off my mind. Thank you.” One year even the Archbishop of... -
Martin Lewis: Why you shouldn't worry too much about your credit score – it’s not actually a real thing
14 June 2021![]()
When it comes to finances, numbers are key – whether it's what you earn, your credit card balance or the interest rate on your mortgage, small changes can add up to a big difference. Yet there's one number you shouldn't pay too much attention to – your credit score.
Clever ways to calculate your finances
